

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Muy rápido todo y su equipo de trabajo muy bueno siempre en comunicación con uno y ayudan mucho muy agradecida con Gabriela Mijares por sus atenciones en todo momento y contestan siempre las llamadas gracias…
Reply from John Gabaldon at Waterstone Mortgag...
May 12th, 2022 08:47 AM
Thank you for your recommendation, Gaby! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
John made us lose out on an opportunity. He spoke with the seller and disclosed our loan amount. The contract was than sent for 40k more than what we agreed on with the seller. We currently live in the home and are now having to move. He took...
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Reply from Owner
January 8th, 2026 11:04 AM
Monica, we apologize, however, based on the information provided in this review, we are unable to verify you as a Waterstone Mortgage customer. We'd appreciate it if you would contact our Customer Relations Manager at ************ or email...
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Dulce G
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Dulce. Stay in touch.
Thank you Waterstone! The Gabaldon team was great! Thank you guys for everything and all your help getting my family into a new home! We are so great full!!
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Carlos! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Working with John Gabaldon and his team at waterstone mortgage was a great learning experience. The Gabaldon team was persistant,diligent and very friendly. They answered every question and every call. They were with me every step of the way...
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Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Frederick! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Smooth and very reliable Team , John , Karla Gabriela and Melissa guide me in every step , Thank you! Highly Recommended!
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Cesar! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Art T
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Art. Don't be a stranger.
The staff was friendly. John is very thorough which made the process run smoothly. He has team members who work with him. You’ll work with all of them so be ready for that.
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Frances! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Cassandra S
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Cassandra.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 4 star rating from Janett P
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 4-star rating, Janett.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions