John Gabaldon at Waterstone Mortgage NMLS #422738's Cover Image
John Gabaldon at Waterstone Mortgage NMLS #422738 - Loan Originator in Albuquerque, NM

John Gabaldon at Waterstone Mortgage NMLS #42...

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Loan Originator

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University of New Mexico
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Company Logo
University of New Mexico
University of New Mexico
Overall Ratings
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5 Star
97%
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3%
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1%
Reviews from Web
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    G
    Gaby B E
    Posted on May 11th, 2022 08:32 PM
    Muy rápido todo y su equipo de trabajo muy bueno siempre en comunicación con uno y ayudan mucho muy agradecida con Gabriela Mijares por sus atenciones en todo momento y contestan siempre las llamadas gracias…
    Reply from John Gabaldon at Waterstone Mortgag...
    May 12th, 2022 08:47 AM
    Thank you for your recommendation, Gaby! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
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    M
    Monica N
    Posted on May 7th, 2022 06:05 PM
    John made us lose out on an opportunity. He spoke with the seller and disclosed our loan amount. The contract was than sent for 40k more than what we agreed on with the seller. We currently live in the home and are now having to move. He took...
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    Reply from Owner
    January 8th, 2026 11:04 AM
    Monica, we apologize, however, based on the information provided in this review, we are unable to verify you as a Waterstone Mortgage customer. We'd appreciate it if you would contact our Customer Relations Manager at ************ or email...
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    Dulce G
    Posted on May 3rd, 2022 03:40 AM
    John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Dulce G
    Reply from Owner
    January 8th, 2026 11:04 AM
    Thank you for the 5-star rating, Dulce. Stay in touch.
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    Carlos P
    Posted on April 13th, 2022 05:03 AM
    Thank you Waterstone! The Gabaldon team was great! Thank you guys for everything and all your help getting my family into a new home! We are so great full!!
    Reply from Owner
    January 8th, 2026 11:04 AM
    Thank you for your review, Carlos! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
    read more
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    F
    Frederick H
    Posted on April 6th, 2022 02:25 PM
    Working with John Gabaldon and his team at waterstone mortgage was a great learning experience. The Gabaldon team was persistant,diligent and very friendly. They answered every question and every call. They were with me every step of the way...
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    Reply from Owner
    January 8th, 2026 11:04 AM
    Thank you for your review, Frederick! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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    Cesar A
    Posted on April 2nd, 2022 03:49 PM
    Smooth and very reliable Team , John , Karla Gabriela and Melissa guide me in every step , Thank you! Highly Recommended!
    Reply from Owner
    January 8th, 2026 11:04 AM
    Thank you for your review, Cesar! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
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    A
    Art T
    Posted on March 16th, 2022 10:59 PM
    John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Art T
    Reply from Owner
    January 8th, 2026 11:04 AM
    Thank you for the 5-star rating, Art. Don't be a stranger.
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    Frances N
    Posted on March 14th, 2022 10:36 PM
    The staff was friendly. John is very thorough which made the process run smoothly. He has team members who work with him. You’ll work with all of them so be ready for that.
    Reply from Owner
    January 8th, 2026 11:04 AM
    Thank you for your review, Frances! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
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    Cassandra S
    Posted on February 13th, 2022 04:06 PM
    John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Cassandra S
    Reply from Owner
    January 8th, 2026 11:04 AM
    Thank you for the 5-star rating, Cassandra.
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    J
    Janett P
    Posted on February 10th, 2022 05:21 AM
    John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 4 star rating from Janett P
    Reply from Owner
    January 8th, 2026 11:04 AM
    Thank you for the 4-star rating, Janett.
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    About
    A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    First Time Home Buyer Zero Down Payment Programs
    VA loans
    Conventional loans
    FHA loans
    Spanish Speaking
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    Education
    • University of New Mexico
      Aug 1998 -Jun 2001
      University of New Mexico logo
    Memberships
    • NAHREP

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS #422738
    Achievements
    • #1 Lender in NM in 2024
    Hobbies
    • Watching sons play baseball
    • Working out
    • Spending time with wife
    • View All
    Disclaimer
    New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions