John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
John Gabaldon was great to work with! He answered all of our questions and made the process of buying a house smooth and easy. I highly recommend him!
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for taking the time to write this review, Rita! A fast and easy homebuying is not possible without the help of a knowledgeable, professional loan originator. I appreciate your feedback and hope you'll return to me and Waterstone Mortgage...
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from James M
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, James. Don't be a stranger.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from J S
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, J.
I worked with John since the start, very time efficient, understanding and some!
Great customer service would definitely refer/him them if you are looking to buy!
Thank you John!/Waterstone for my new home!💯👍🙏
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your kind review, Sabrina! Treating my borrowers with the highest level of respect is my number one goal. Thanks for trusting me with the purchase of your new home. It was my pleasure to serve you. Congratulations.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Julia L
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Julia. Stay in touch.
My experience with Waterstone Mortgage was amazing. Mr Gabaldon went above and beyond. His entire team did a very careful and professional job. Thank you Mr Gabaldon
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Pastor! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Estoy bien contenta muy rápido con todo el señor Gabaldon es muy bueno se los recomendó,muchísimas gracias.
Reply from John Gabaldon at Waterstone Mortgag...
June 22nd, 2022 02:55 AM
Thank you for your kind recommendation, Jose! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Recommend 100% the process was fast easy every one was so nice polite and helpful
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your kind review, Elena! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
John and his team at Waterstone help me so much and quick to get my first home
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Blanca! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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John and his entire team were extremely helpful. Being a first time home buyer can be very stressful but with John and his team sending me constant emails, texts and calls it certainly made it easier. Thank you Gabaldon team!
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Lina! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions