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John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon...... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The full team was helpful during the whole process, making it easier and less stressfull.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Julia M
I had a great experience with the Waterstone team. I did have my doubts and didn't think we'd make it to the finish line, but they did everything and anything they could to push it to closing. I am very thankful for Waterstone Mortgage and...
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The team was super helpful and knowledgeable.
Reply from John Gabaldon
June 15th, 2026 02:01 PM
Sergio, I'm grateful to hear that you found the team helpful and knowledgeable. If you have any more questions or need further assistance, please feel welcome to reach out to me.
Overall, great experience with Mr. Galbadon and his team. Highly recommended!
Reply from John Gabaldon at Waterstone Mortgag...
June 15th, 2026 02:19 PM
Anthony, I appreciate your kind words and the recommendation. I'm happy to hear you had a great experience with my team and me. If you ever need further assistance, please don't hesitate to reach out.
John Galbadon and his team were very professional and prompt when needing to meet any deadline or issues that we encountered. He also referred me to Edgar Delgadillo to utilize as our realtor, and he was amazing! All parties made our first...
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Reply from John Gabaldon
June 15th, 2026 01:30 PM
Anthony, I'm glad to hear that my team and I could assist you professionally and promptly throughout your home buying process. It's wonderful that Edgar Delgadillo was able to contribute to a positive experience as your realtor. If you have...
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Your team is top of the line. Always ready to answer any questions and there was never an unanswered call. Your availability and promptness is outstandling, as well as your knowledge. I will recommend you to my friends and provide you with...
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Reply from John Gabaldon
June 15th, 2026 05:51 PM
Dolores, I'm thankful for your generous feedback. I'm pleased to know that you found my team's availability and knowledge helpful. Your willingness to recommend me to your friends is greatly appreciated. If you or your friends need anything...
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The team is very informative and stays on top of things, insuring a smooth and easy closing. Thank you!
Reply from John Gabaldon
June 4th, 2026 01:36 PM
Joselyn, I'm pleased to hear that you found the team informative and that the closing process went smoothly. Thank you for your kind words, and if you need any further assistance, feel free to reach out to me.
It was stressing for me only because I had to deal with IRS and collection company in the process..🤪and a lot of running around and still keeping my job under control..🩷
Reply from John Gabaldon
June 3rd, 2026 03:42 PM
Amalia, I appreciate you sharing your experience. It sounds like it was a challenging time, and I'm glad you managed to keep everything under control. If there's anything more I can do to support you, please don't hesitate to reach out to me....
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John and his team were very helpful and answered my questions. Also, reassured me through the whole process.
Reply from John Gabaldon
June 2nd, 2026 08:24 PM
Andrea, I appreciate your kind feedback. It's great to know that my team and I could be helpful and provide reassurance throughout the process. If you have any more questions or need further assistance, please feel free to reach out to me.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions