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John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
Your team was so helpful and resposive with all the requirements and documents. You got us closed fast and made sure everything was taken care of
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Jerry S
Reply from Owner
July 23rd, 2026 01:15 PM
Jerry, thank you for the 5-star rating. I'm glad to know you had a positive experience with Waterstone Mortgage.
Quick process and great guidance
Reply from John Gabaldon
July 22nd, 2026 07:20 PM
Gerardo, thank you for your positive feedback. I'm pleased to hear you found the process quick and the guidance helpful. If there's anything else I can assist you with, please let me know.
Great communication fast processing no surprises at the end of the transaction. Closing timely.
Reply from John Gabaldon
July 20th, 2026 06:57 PM
Maribel, I appreciate your feedback and am glad to hear that you experienced great communication and a smooth process. It's nice to know everything went as expected, especially with a timely closing.
Ise mi compra con el mejor equipo excelente personas son los mejores muchísimas gracias por el gran esfuerzo que isiero se lo agradezco mucho los quiero
Reply from John Gabaldon
July 13th, 2026 03:20 PM
Wilfredo, agradezco mucho tus amables palabras. Me alegra saber que estás satisfecho con nuestro equipo y el esfuerzo realizado. Siempre estamos aquí para ayudarte en lo que necesites.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Wilfredo R D L P
Reply from Owner
July 14th, 2026 01:13 PM
Wilfredo, thank you for the 5-star rating. I'm grateful for your support and trust in my services at Waterstone Mortgage.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from AT
Reply from Owner
July 13th, 2026 01:51 PM
AT, thank you for the perfect rating. I'm grateful for your support and trust in my services at Waterstone Mortgage. If you ever need assistance or have questions, please feel free to reach out.
Made this process super simple and quick. Very knowledgeable and friendly!
Reply from John Gabaldon
July 13th, 2026 03:42 PM
Arianna, I'm grateful for your kind words. It's good to know you found the process simple and quick. If you have any more questions or need assistance in the future, feel free to reach out!
Overall, the team makes the process easy. However, I found the communication with some team members, especially in the latter part of the process, a bit confusing and frustrating. other than that I am very grateful for the quick turnaround....
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Reply from John Gabaldon
July 9th, 2026 03:19 PM
Miguel, thank you for your feedback. I'm glad to hear you found the process easy and appreciated the quick turnaround. I apologize for any confusion with communication toward the end and will work to improve this aspect. Please reach out to...
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Maria V
Reply from Owner
July 6th, 2026 02:13 PM
Thank you, Maria, for the 5-star rating! I'm grateful for your support and trust. If you ever need assistance, feel free to reach out.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions