

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Yessy C
Excellent experience. Thank you very much and blessings.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Ernesto D L C
Great team 💪
Helped me in everything!
They were amazing.
Everyone worked so hard to help us get a house and the whole process was very
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 4 star rating from Raymond G
Reply from John Gabaldon at Waterstone Mortgag...
August 21st, 2026 02:07 PM
Raymond, thank you for your rating. If there's anything specific you'd like to share or discuss, please feel free to reach out to me directly.
John is very responsive and communicates veey very well through the entire process
Reply from John Gabaldon
August 20th, 2026 03:13 PM
Raymond, I appreciate your kind words about my responsiveness and communication throughout the process. It's great to know that you had a positive experience working with me.
John's team is very communicative and solutions oriented!
Reply from Owner
August 19th, 2026 02:05 PM
Mario, I'm glad to hear that you found my team communicative and solutions-oriented. Your feedback is appreciated and motivates us to continue providing good service.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions