John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great communication!
They were so nice, they have people that speak Spanish very helpful.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Dawnna B
Reply from Owner
October 1st, 2026 01:44 PM
Dawnna, thank you for the excellent rating. I'm happy to know that your experience with me and the team at Waterstone Mortgage was positive.
Great customer service.
Reply from John Gabaldon
October 1st, 2026 01:20 PM
Dawnna, I'm glad to hear you had a great customer service experience. Thank you for trusting me and the team at Waterstone Mortgage with your needs.
I'm happy thankou
Reply from John Gabaldon
September 25th, 2026 03:15 PM
Kimberlin, I'm pleased to hear that you had a positive experience. Thank you for choosing to work with me and the team at Waterstone Mortgage.
had trouble in several occasions, getting a hold of you or and other members of your group during the transaction. So lack of responsiveness in a timely manner was challenging at times. To your credit this transaction went through three potential...
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Reply from John Gabaldon
September 14th, 2026 05:19 PM
Carl, I appreciate your feedback and apologize for the challenges you faced in reaching us during the transaction. While I'm glad we managed to navigate the delays and close the transaction, I'll work on improving our responsiveness. Please...
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April's communication and John's rate lock in
Reply from John Gabaldon
September 14th, 2026 08:52 PM
Rafiqul, I'm glad to hear that April's communication and my rate lock met your expectations. Thank you for sharing your positive experience with us.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Leroy S
Reply from Owner
September 14th, 2026 01:45 PM
Leroy, thank you for the excellent rating. I appreciate your support!
Thanks for all your help always
Reply from John Gabaldon
September 14th, 2026 07:30 PM
Leroy, I'm grateful for your kind words and am happy to have been able to assist you. Your support is truly valued.
John's team made the experience very easy for us.
Reply from John Gabaldon
September 10th, 2026 04:03 PM
Aaron, I'm glad to hear that my team was able to make the experience easy for you. Your positive feedback means a lot to us.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions