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John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Ise mi compra con el mejor equipo excelente personas son los mejores muchísimas gracias por el gran esfuerzo que isiero se lo agradezco mucho los quiero
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Wilfredo R D L P
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from AT
Made this process super simple and quick. Very knowledgeable and friendly!
Overall, the team makes the process easy. However, I found the communication with some team members, especially in the latter part of the process, a bit confusing and frustrating. other than that I am very grateful for the quick turnaround....
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Maria V
Reply from Owner
July 6th, 2026 02:13 PM
Thank you, Maria, for the 5-star rating! I'm grateful for your support and trust. If you ever need assistance, feel free to reach out.
Great support team, easy to work with and always available
Reply from John Gabaldon
July 6th, 2026 07:34 PM
Maria, I'm pleased to hear that you found the support team easy to work with and always available. It's good to know that you had a positive experience. If there's anything more I can assist with, please don't hesitate to reach out.
Great group of people that make things simple! 100% recommend!
Reply from Owner
July 4th, 2026 02:13 PM
Edel, I appreciate your recommendation and am pleased to hear that you found working with us simple. It's great to know you had a positive experience with our team. If there's anything else you need, just let me know!
Great team to work with! process was smooth and always quick to respond to any questions or concerns you may have! happy with the service and everyone involved to make things happen even when I thought it may have not been possible!
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Reply from John Gabaldon
July 2nd, 2026 03:20 PM
Edel, I'm glad to hear that you were happy with the service and found the process smooth. It's nice to know that our team was able to respond quickly to your questions and help make things happen for you. If there's anything more I can do,...
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Excellent service like always!!!
Reply from John Gabaldon
July 1st, 2026 05:33 PM
Edith, I appreciate your kind words and am happy to hear that you consistently experience excellent service. If there's anything else I can assist you with, please let me know.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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/850
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions


