

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Me gusto trabajar con ellos algunos detalles en el ultimo momento que me hicieron sentirme nerviosa pero al fin salio bien.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Julia H
Johm and his team were super helpful and communicative through out every step of the process
Overall great and fast experience
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Claudia A
They were really friendly and helpful. I really do think them for every thing they did for us.
Reply from John Gabaldon
October 22nd, 2026 08:28 PM
Socorro, I'm grateful to hear that you found the experience friendly and helpful. At Waterstone Mortgage, I always strive to provide the best support for you.
I am very happy with the help; he answered all my questions and resolved everything for me—thank you
Reply from John Gabaldon
October 22nd, 2026 05:01 PM
Sandra, I'm glad to hear that I could answer all your questions and resolve everything for you. At Waterstone Mortgage, it's important to me that you have a positive experience.
por La ayuda que me Brindaron en para mi casa
Reply from John Gabaldon
October 22nd, 2026 01:37 PM
Johana, me alegra saber que la ayuda que te brindamos fue útil para tu casa. En Waterstone Mortgage, siempre nos esforzamos por ofrecer el mejor apoyo posible.
Process was seamless, and John's team was very helpful every step of the process and they answered all of my questions.
Reply from John Gabaldon at Waterstone Mortgag...
October 22nd, 2026 01:39 PM
Cassandra, I'm pleased to know that you found the process seamless and that my team at Waterstone Mortgage could assist you with all your questions. Your feedback means a lot to me, and I'm glad we could provide the support you needed.
Process was seamless, and John's team was very helpful every step of the process and they answered all of my questions.
Reply from John Gabaldon
October 22nd, 2026 01:07 PM
Cassandra, I'm happy to hear that you found the process seamless and that my team at Waterstone Mortgage was able to assist you effectively. It's important to me that all your questions were answered along the way.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions