John Gabaldon at Waterstone Mortgage NMLS #422738's Cover Image
John Gabaldon at Waterstone Mortgage NMLS #422738 - Loan Originator in Albuquerque, NM

John Gabaldon at Waterstone Mortgage NMLS #42...

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Loan Originator

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University of New Mexico
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Company Logo
University of New Mexico
University of New Mexico
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Michael J P
    Rio Rancho, NM
    Posted on November 11th, 2026 03:11 PM
    Very professional and always answer and helping us with everything we need very kind and thank you for everything john we will highly recommend you guys and in the future we will recommend you guys to are friends and family thank you for you...
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    Stephen G (
    Posted on November 7th, 2026 04:04 PM
    John was very professional and made me feel like a person who mattered, not just a loan applicant
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    Stephen T G
    Albuquerque, NM
    Posted on November 7th, 2026 04:03 PM
    John followed up with me through the entire process, anytime I had a question he helped explain it better
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    Anayeli S
    Albuquerque, NM
    Posted on November 3rd, 2026 08:53 PM
    John and the Waterstone Mortgage team did an excellent job throughout the process. They were professional, knowledgeable, and helpful every step of the way. I truly appreciate their hard work and dedication and would highly recommend their...
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    Reply from John Gabaldon
    November 10th, 2026 08:55 PM
    Thank you, Anayeli, for your kind words and recommendation. I'm pleased to know that you found our team at Waterstone Mortgage professional and helpful throughout the process. Your appreciation means a lot, and I'm glad we could assist you...
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    David C
    Posted on October 28th, 2026 03:48 PM
    John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from David C
    Reply from Owner
    November 5th, 2026 06:53 PM
    Thank you for the excellent rating, David. I'm pleased to know that your experience with Waterstone Mortgage was positive.
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    Angel D C
    Albuquerque, NM
    Posted on October 28th, 2026 03:47 PM
    Working with the team was great experience they made the process super easy and smooth and were always there when we had questions
    Reply from John Gabaldon
    November 4th, 2026 03:48 PM
    I'm glad to hear that you found the process easy and smooth, Angel. My team and I at Waterstone Mortgage are always here to assist and answer any questions you may have.
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    Varian W
    Posted on October 27th, 2026 06:16 PM
    Awesome team and very professional
    Reply from Owner
    November 4th, 2026 04:11 PM
    I'm grateful for your kind words about the professionalism of my team, Varian. At Waterstone Mortgage, we strive to provide excellent service, and it's rewarding to know you had a positive experience with us.
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    Varian F W
    Albuquerque, NM
    Posted on October 27th, 2026 06:15 PM
    John's team is awesome very professional and helped me a lot.
    Reply from John Gabaldon
    November 3rd, 2026 06:16 PM
    I'm pleased to know that my team at Waterstone Mortgage was able to help you so much, Varian. Your kind words about our professionalism mean a lot to me.
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    Luz A A
    Albuquerque, NM
    Posted on October 25th, 2026 08:50 PM
    So grateful to be part of such a great team! Thankful for the support, teamwork, and wonderful people I got to work with.
    Reply from John Gabaldon
    November 2nd, 2026 09:51 PM
    I'm very happy to hear your appreciation for the team, Luz. At Waterstone Mortgage, having such supportive and wonderful colleagues makes all the difference.
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    Benji R
    Posted on October 23rd, 2026 03:14 PM
    Amazing team 100% recommend !
    Reply from Owner
    November 2nd, 2026 09:38 PM
    I'm pleased to hear that you had such a positive experience with my team and me, Benji. At Waterstone Mortgage, we always aim to provide excellent service. Thank you for your recommendation!
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    About
    A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    First Time Home Buyer Zero Down Payment Programs
    VA loans
    Conventional loans
    FHA loans
    Spanish Speaking
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    Education
    • University of New Mexico
      Aug 1998 -Jun 2001
      University of New Mexico logo
    Memberships
    • NAHREP

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS #422738
    Achievements
    • #1 Lender in NM in 2024
    Hobbies
    • Watching sons play baseball
    • Working out
    • Spending time with wife
    • View All
    Disclaimer
    New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions