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John Gabaldon at Waterstone Mortgage NMLS #422738 - Loan Originator in Albuquerque, NM
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John Gabaldon at Waterstone Mortgage NMLS #42...

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Loan Originator

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University of New Mexico
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon...... Show More
Company Logo
University of New Mexico
University of New Mexico
Overall Ratings
4.94
(547)
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Reviews from Web
  • 5.0
    Encompass
    W
    Wilfredo R
    Albuquerque, NM
    Posted on July 5th, 2026 03:07 PM
    Ise mi compra con el mejor equipo excelente personas son los mejores muchísimas gracias por el gran esfuerzo que isiero se lo agradezco mucho los quiero
  • 5.0
    google
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    Wilfredo R D L P
    Posted on July 5th, 2026 03:00 PM
    John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Wilfredo R D L P
  • 5.0
    google
    A
    AT
    Posted on July 4th, 2026 12:46 PM
    John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from AT
  • 5.0
    Encompass
    A
    Arianna R T
    Albuquerque, NM
    Posted on July 4th, 2026 12:46 PM
    Made this process super simple and quick. Very knowledgeable and friendly!
  • 5.0
    Encompass
    M
    Miguel E N
    Rio Rancho, NM
    Posted on July 2nd, 2026 03:19 PM
    Overall, the team makes the process easy. However, I found the communication with some team members, especially in the latter part of the process, a bit confusing and frustrating. other than that I am very grateful for the quick turnaround....
    read more
  • 5.0
    google
    M
    Maria V
    Posted on June 28th, 2026 07:49 PM
    John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Maria V
    Reply from Owner
    July 6th, 2026 02:13 PM
    Thank you, Maria, for the 5-star rating! I'm grateful for your support and trust. If you ever need assistance, feel free to reach out.
  • 4.75
    Encompass
    M
    Maria C V
    Placitas, NM
    Posted on June 28th, 2026 07:49 PM
    Great support team, easy to work with and always available
    Reply from John Gabaldon
    July 6th, 2026 07:34 PM
    Maria, I'm pleased to hear that you found the support team easy to work with and always available. It's good to know that you had a positive experience. If there's anything more I can assist with, please don't hesitate to reach out.
  • 5.0
    google
    E
    Edel B
    Posted on June 25th, 2026 03:24 PM
    Great group of people that make things simple! 100% recommend!
    Reply from Owner
    July 4th, 2026 02:13 PM
    Edel, I appreciate your recommendation and am pleased to hear that you found working with us simple. It's great to know you had a positive experience with our team. If there's anything else you need, just let me know!
  • 5.0
    Encompass
    E
    Edel M B
    Albuquerque, NM
    Posted on June 25th, 2026 03:20 PM
    Great team to work with! process was smooth and always quick to respond to any questions or concerns you may have! happy with the service and everyone involved to make things happen even when I thought it may have not been possible!
    read more
    Reply from John Gabaldon
    July 2nd, 2026 03:20 PM
    Edel, I'm glad to hear that you were happy with the service and found the process smooth. It's nice to know that our team was able to respond quickly to your questions and help make things happen for you. If there's anything more I can do,...
    read more
  • 5.0
    Encompass
    E
    Edith C
    Albuquerque, NM
    Posted on June 24th, 2026 05:33 PM
    Excellent service like always!!!
    Reply from John Gabaldon
    July 1st, 2026 05:33 PM
    Edith, I appreciate your kind words and am happy to hear that you consistently experience excellent service. If there's anything else I can assist you with, please let me know.
  • 10 of 548
    About
    A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    First Time Home Buyer Zero Down Payment Programs
    VA loans
    Conventional loans
    FHA loans
    Spanish Speaking
    704
    /850
    Search Rank Score
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    Education
    • University of New Mexico
      Aug 1998 -Jun 2001
      University of New Mexico logo
    Memberships
    • NAHREP

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS #422738
    Achievements
    • #1 Lender in NM in 2024
    Hobbies
    • Watching sons play baseball
    • Working out
    • Spending time with wife
    • View All
    Disclaimer
    New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions