

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
had trouble in several occasions, getting a hold of you or and other members of your group during the transaction. So lack of responsiveness in a timely manner was challenging at times. To your credit this transaction went through three potential...
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April's communication and John's rate lock in
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Leroy S
Thanks for all your help always
John's team made the experience very easy for us.
Reply from John Gabaldon
September 10th, 2026 04:03 PM
Aaron, I'm glad to hear that my team was able to make the experience easy for you. Your positive feedback means a lot to us.
Great to work with and made everything as simple as possible
Reply from John Gabaldon
September 9th, 2026 04:58 PM
Ismael, I'm happy to know that you found working with me and the process simple. Your feedback is appreciated, and I'm grateful for your positive words.
Great communication
Reply from John Gabaldon
September 9th, 2026 05:32 PM
Derrick, I appreciate your feedback on the communication. I'm glad it met your expectations.
Thank you for the wonder experience, Mr. Gabaldon. I truly appreciate the process and the hard work that it takes to get the job done.
Reply from John Gabaldon
September 7th, 2026 07:07 PM
Juan, I appreciate your kind words and am pleased to hear that you valued the experience. Thank you for recognizing the effort involved in the process.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Imperial D I
Reply from Owner
September 7th, 2026 01:56 PM
Imperial, thank you for your 5-star rating. I appreciate your support and am here if you ever need assistance in the future.
Great team and great job. Have the knowledge and patientce to make you feel comfortable with the process.
Reply from John Gabaldon
September 7th, 2026 03:28 PM
Reynaldo, I'm glad to hear that you found the team knowledgeable and patient throughout the process. It's great to know you felt comfortable, and I appreciate your kind words!
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions