

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Very professional and always answer and helping us with everything we need very kind and thank you for everything john we will highly recommend you guys and in the future we will recommend you guys to are friends and family thank you for you...
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John was very professional and made me feel like a person who mattered, not just a loan applicant
John followed up with me through the entire process, anytime I had a question he helped explain it better
John and the Waterstone Mortgage team did an excellent job throughout the process. They were professional, knowledgeable, and helpful every step of the way. I truly appreciate their hard work and dedication and would highly recommend their...
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Reply from John Gabaldon
November 10th, 2026 08:55 PM
Thank you, Anayeli, for your kind words and recommendation. I'm pleased to know that you found our team at Waterstone Mortgage professional and helpful throughout the process. Your appreciation means a lot, and I'm glad we could assist you...
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from David C
Reply from Owner
November 5th, 2026 06:53 PM
Thank you for the excellent rating, David. I'm pleased to know that your experience with Waterstone Mortgage was positive.
Working with the team was great experience they made the process super easy and smooth and were always there when we had questions
Reply from John Gabaldon
November 4th, 2026 03:48 PM
I'm glad to hear that you found the process easy and smooth, Angel. My team and I at Waterstone Mortgage are always here to assist and answer any questions you may have.
Awesome team and very professional
Reply from Owner
November 4th, 2026 04:11 PM
I'm grateful for your kind words about the professionalism of my team, Varian. At Waterstone Mortgage, we strive to provide excellent service, and it's rewarding to know you had a positive experience with us.
John's team is awesome very professional and helped me a lot.
Reply from John Gabaldon
November 3rd, 2026 06:16 PM
I'm pleased to know that my team at Waterstone Mortgage was able to help you so much, Varian. Your kind words about our professionalism mean a lot to me.
So grateful to be part of such a great team! Thankful for the support, teamwork, and wonderful people I got to work with.
Reply from John Gabaldon
November 2nd, 2026 09:51 PM
I'm very happy to hear your appreciation for the team, Luz. At Waterstone Mortgage, having such supportive and wonderful colleagues makes all the difference.
Amazing team 100% recommend !
Reply from Owner
November 2nd, 2026 09:38 PM
I'm pleased to hear that you had such a positive experience with my team and me, Benji. At Waterstone Mortgage, we always aim to provide excellent service. Thank you for your recommendation!
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions