John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 4 star rating from Carlos Z
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 4-star rating, Carlos! Stay in touch.
As a first time home buyer a lot of the process can be daunting/confusing, waterstone helped make it much easier for me! Great team to work with, very prompt and knowledgeable with all of the questions I had!
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Jared! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Jason W
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Juan V
John and his team at Waterstone Mortgage we're quick and very informative. I am a first time home buyer and any questions I had were answered just by calling or texting- such a great option for working families. Thank you Waterstone Mortgage...
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Zulema F
Buying a house can be worrisome. Thank you for sticking by us through out the whole process. I really appreciated all the updates and the videos of what’s to come next after completing each step that comes with buying a house. We really love...
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from James J
John and his team were amazing from start to finish! John had all of the perfect recommendations and ideas of going about the specifics of my loan! I’d definitely tell anyone I know to go with John/Waterstone mortgage for assistance in getting...
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Adriana C
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions