John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
John was great to work with he did everything in his power to get me the best rate possible!
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your kind review, Amanda! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Laura
Reply from Owner
January 8th, 2026 11:02 AM
Thank you for the 5-star rating, Laura. Stay in touch.
John, April, and Kayla are great! Buying a house is stressful, but they made the process as painless as possible. They answered all of my questions. From the very beginning they didn’t sugar coat anything. They made each part of the process...
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Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Amber! The team and I were thrilled we were able to provide you with a positive homebuying experience and were able to aid in a smooth close. We look forward to working with you again when the time to refinance or...
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Mr Gabaldon Thanks for all you help with my buy of this property.
Great Teem…
Very efficient service and punctual with all process…
Excellent help
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Adrian! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Pam V
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Pam. Don't be a stranger.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Hector B
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Hector.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Ismeray C
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Ismeray. Stay in touch.
Professional and polite service.
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your kind review, Brenda! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Had a great experience with john! Helped with any questions that were asked and answered back very quickly! Would highly recommend! Awesome guy and a great attitude!
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your kind review, Delila! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Estoy agradecida con waterstone morgage y el equipo de john gabaldon an echo un excelente trabajo.
Reply from John Gabaldon at Waterstone Mortgag...
August 16th, 2022 05:34 AM
Thank you for your recommendation, Ana! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions