John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I am a first time home buyer and I had an amazing experience purchasing my first home with John, him and his team made sure I understood step by step. My overall experience was amazing I hope to make more home purchases with John in the near...
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Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Luis! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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My whole experience was amazing! John assisted my husband with his first home and now I came back again with John at waterstone to puchase my own home. The whole process was such a easy and smooth process! I 100% recommend Waterstone Mortgage....
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Reply from Owner
January 8th, 2026 11:04 AM
Thank you for taking the time to write this review, Patricia! A fast and easy homebuying is not possible without the help of a knowledgeable, professional loan originator. I appreciate your feedback and hope you'll return to me and Waterstone...
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(Translated by Google) They helped me tremendously throughout the process of buying my house, always attentive and answering any questions I had with great kindness. Without a doubt, they are an excellent team, very responsible and attentive...
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Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Marco! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Nicole T
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Nicole.
Thank you John Gabaldon, Awesome help 👏 Awesome team. Amazing program. They got down and worked fast to get me the house of my dreams. I would 100% recommend, when your ready to buy your first home. Oh yay 🙌
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Sarah! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Marianna C
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Marianna.
Best lendor! My last lendor lost me my contract day before signing and John got me and my husband our dream house!
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your kind review, Angelica! Treating my borrowers with the highest level of respect is my number one goal. Thanks for trusting me with the purchase of your new home. It was my pleasure to serve you. Congratulations.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Jesus L
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Jesus.
They went above and beyond to help make my first experience the best ever! I definitely recommend using this mortgage company. There professionalism is amazing. I want to especially thank John Gabaldon because he stuck by my side when I didn’t...
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Reply from Owner
January 8th, 2026 11:04 AM
Thank you for taking the time to write this review, Carlos! A fast and easy homebuying is not possible without the help of a knowledgeable, professional loan originator. I appreciate your feedback and hope you'll return to me and Waterstone...
read more
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Cintya P
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Cintya. Stay in touch.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions