John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Alicia C
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Alicia. Stay in touch.
John and his team were great to work with! They are very customer service oriented and professional. I felt like they really cared and wanted my business. I highly recommend them!
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Greg! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
John and April made the process super fast and easy. Very professional and did whatever it took to get us approved for our new home. Highly recommend them.
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Mij! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Really helpful always available for any questions. Great team and super friendly people.
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Lucky! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Mariana E
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Mariana. Don't be a stranger.
John Gabaldon and his team went above and beyond. They are proactive on getting the escrow process done quickly but while also being informative and very helpful. Throughout working with John and his team I always felt like I could reach out...
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Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Stephen! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Highly recommended! John and his team went above and beyond to get me good rates on my mortgage for my lovely new home. They explained everything related to the loan patiently and they pivoted seamlessly when issues arose. I can't imagine working...
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Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Devon! The team and I were thrilled we were able to provide you with a positive mortgage experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
(Translated by Google) Great company. They helped me a lot.
(Original)
Muy buena compañía. Me ayudaron mucho
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your kind review, Omar! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
They were very easy to work with and helped me out a lot. The portal that they used for E signature was convenient and easy to use. Especially with how hectic work was at the time.
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your kind review, Alfonso! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
John and His Team are Awesome, They Helped me with my 1st Home Purchase, I Highly Recommend Them to Everybody. They help me get all my ducks in a row and all my paperwork went smooth
Reply from Owner
May 11th, 2023 12:00 AM
Thank you for sharing, Robert! We're thrilled to hear everything went so smoothly with your homebuying with the help of John and his team. We hope to work with you again in the future.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions