John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Worst experience Got all my information didn't get my numbers right and barely approved me for a house loan don't try to work with them they will not help you they didn't help me
Reply from Owner
January 8th, 2026 11:04 AM
At Waterstone Mortgage, helping our customers with their financing needs is our top priority! We are sorry you feel as though we did not provide elite service to you, but I can guarantee that we did our best, and will always do everything we...
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Jacqueline T
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Jacqueline. Don't be a stranger.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Aurelio C
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Aurelio.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Julian F
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Julian. Stay in touch.
John and team processed our request expeditiously. They guided us through the entire process and provided timely update!
Couldn’t have ask for more! Great team to work with!
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Viv! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
John and team processed our request expeditiously. They guided us through the entire process and provided timely update! Couldn’t have ask for more! Great team to work with!
Reply from Owner
July 31st, 2023 12:00 AM
Thank you for taking the time to write this review, Viv.! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from John and his team.
It was a great experienced. His team provided excellent guidance and the process was fast.
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Isabel! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Loren P
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Loren. Don't be a stranger.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Anna M R
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Anna.
John and the staff at Waterstone were a pleasure to work with. Prompt, thoruough, and reputable, they helped facilitate our out-of-state relocation with ease. Highly recommended.
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, John! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions