

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Muchas gracias por ayudarnos en la compra de nuestra casa , recomendaremos sus servicios a cualquier amigo o familiar q necesiten comprar su casa , estamos bien agradecidos por la ayuda q nos brindaron , bendiciones
Reply from Owner
October 10th, 2023 12:00 AM
Thank you for your kind review, Dusty! Treating my borrowers with the highest level of respect is my number one goal. Thanks for trusting me with the purchase of your new home. It was my pleasure to serve you. Congratulations.
Muy buena compañía. Me ayudaron mucho
Reply from Owner
October 10th, 2023 12:00 AM
Thank you for your kind review, Omar! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Me ayudaron muchísimo en este proceso de comprar mi casa asta el final siempre atentos y cualquier duda o pregunta que tenía me respondía con mucha amabilidad sin duda un equipo exelente muy responsable y atentos con nosotros lo recomiendo...
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Reply from Owner
October 10th, 2023 12:00 AM
Thank you for your review, Marco! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Super helpfull ..
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your kind review, Efrain! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
We recently had an extensive request and requirements for buying our home John, April, Melissa and team made those request and all other needed requirements from underwriting an easy understandable process to follow.I’ve had friends that have...
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Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Corey! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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My wife and I had an expedited need to purchase a home. A shorter time frame than others. John, April and team did an amazing job ensuring we were satisfied with each step of the process. We made an educated decision due to great communication...
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Reply from Owner
September 22nd, 2023 12:00 AM
Thank you for sharing, Corey! We're thrilled to hear everything went so smoothly with your homebuying with the help of John and his team. We hope to work with you again in the future.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Brian C
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for the 5-star rating, Brian. Stay in touch.
The Gabaldon team was so amazing. Communicate and made the process as I smooth as it can be. Thank you for helping me complete a life milestone of being a homeowner at age 20! I look forward to working with you guys in the future!
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Alexis! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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The Gabaldon team was so amazing. Communicate and made the process as I smooth as it can be. Thank you for helping me complete a life milestone, I look forward to working with you guys in the future!
Reply from Owner
September 18th, 2023 12:00 AM
Thank you for taking the time to write this review, Alexis! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from John and his team.
(Translated by Google) Thank you so much for helping us buy our house. We will recommend your services to any friends or family who need to buy a home. We are very grateful for the help you gave us. Blessings.(Original)Muchas gracias por ayudarnos...
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Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your kind review, Dusty! Treating my borrowers with the highest level of respect is my number one goal. Thanks for trusting me with the purchase of your new home. It was my pleasure to serve you. Congratulations.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions