

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
(Translated by Google) They have been very kind and all the information has been clear
(Original)
Han sido muy amables y todo la informacion a sido clara
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your kind review, Katy! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
John and his team have been amazing. They've made our home buying experience easy. They are quick to respond when we have questions and work hard to help us accomplish our goals! I'd definitely recommend them to anyone!
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Theresa! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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If you need a loan don't even hesitate, this who you need to go with. John, April and the rest of the team have to be the absolute best in Albuquerque, in New Mexico and maybe even the country. They made the entire process absolutely easy and...
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Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Sam! The team and I were thrilled we were able to provide you with a positive loan experience and were able to aid in a smooth close. We look forward to working with you again when the time to refinance or buy a new...
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The entire Gabaldon team was INCREDIBLE! Very professional, knowledgeable and responsive starting from the first discussion to the last and left no questions unanswered! They made this entire home purchase experience a success, couldn’t be...
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Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Analisa! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Cynthia V
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for the 5-star rating, Cynthia.
John and the Waterstone Mortgage team were very helpful getting my fiance and I our first home. Super friendly, very informative, really fast! Thank you John and Waterstone team!
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Tara! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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very nice and professional individuals
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your kind review, Erik! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
John Gabaldon is a great guy and helps with the whole process and makes everything run as smooth as possible. Thank you
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your kind review, Ever! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
process has gone well for a mortgage.
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your kind review, laine! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
John Gabalbon and his team are AWESOME! The work they did to make a dream come true. I would highly recommend them if you are looking to make a dream come true. Hard hard working and for you! Thank you greatly Gabaldon Team!
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Paul! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions