John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great help and even better communication. Recommend
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your kind review, Sergio! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
John and his team are one of a kind. Extremely professional and efficient, I will definitely be recommending. Thanks John!
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Kenan! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Waterstone mortgage is an awesome team. They are with the every step of the way from the beginning to end and never leave you wondering about anything. I highly recommend them to all friends and family and we'll use them again if I ever get...
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Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Ernie! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
(Translated by Google) Excellent service
(Original)
Exelente servicio
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your kind review, Erika! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
I absolutely loved the experience with John and his team! They all definitely made this such a smooth comfortable experience for my first time buying a home!!
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Trish! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Luz T
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for the 5-star rating, Luz.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Arturo G
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for the 5-star rating, Arturo. Stay in touch.
Very professional and helpful through the home buying process. I will continue to do future business with them
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your kind review, Paul! Treating my borrowers with the highest level of respect is my number one goal. Thanks for trusting me with the purchase of your new home. It was my pleasure to serve you. Congratulations.
I am thrilled with my new home! The entire buying process was seamless, and the attention to detail from the real estate team was exceptional. The house exceeded my expectations, from the well-designed interiors to the beautiful backyard. I...
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Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Dav! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
John and April were a huge help with my loan application process. They helped me get approved with many obstacles and challenges. They go above and beyond to ensure the clients needs are met. I recommend them to anyone looking to purchase a...
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Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Isaac! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions