John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Put off buying my first home for years, wish I could have called John years ago, great guy got me a good deal 👍
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your kind review, Kitane! Treating my borrowers with the highest level of respect is my number one goal. Thanks for trusting me with the purchase of your new home. It was my pleasure to serve you. Congratulations.
The Gabaldon Team was AMAZING! They helped me accomplish one of my biggest dreams. I highly recommend them when looking for your home.
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Veronica! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Vince G
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for the 5-star rating, Vince. Don't be a stranger.
(Translated by Google) We've received the keys to our new home, but more than that, we've received the full support of Waterstone Mortgage and have been guided from start to finish to this exciting moment. We are so grateful to John Gabaldon...
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Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Ruben! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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I had a really good experience with them through the whole process of buying my first home, they’re always available for any questions and helped the process go super smooth, I would definitely recommend them and would work with them in the...
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Reply from Owner
January 8th, 2026 11:03 AM
Thank you for this review, Wenn! We know how many questions pop up throughout a homebuying process – whether it's the first time you're homebuying or you're a seasoned homeowner – that's why communication is key. I hope to work with you again...
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I can not express how thankful I am for their whole team! They made my dream come true of becoming a homeowner. It was an absolute pleasure working with all of them.
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Leslie! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Very professional and on point. Everything was explained very thoroughly. I would recommend them to friends and family.
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your kind review, Natalie! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Super smooth process. Great communication.
100/10, super thankful to have them for my fiancr and I first time home buy :)
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for this review, Quetzabel! I pride myself on providing my borrowers - whether it's their first home purchase or their 10th - with exceptional service and am happy to hear I met your expectations. I look forward to working with you....
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Fast and efficient closing. Would highly recommend John for your mortgage needs!
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for taking the time to write this review, Alexay! Providing excellent customer service, throughout the process, is always my top priority. I am glad we were able to provide you with a positive experience and were able to aid in a...
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This team has their processes dialed in for max efficiency! 21 day loan approval and great communication from start to finish! 😉🏠🌵🌶️🥳
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Skip! The team and I were thrilled we were able to provide you with a positive loan experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions