John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Great communication John and April, thank you!
Reply from John Gabaldon
August 14th, 2026 07:30 PM
Rebecca, I appreciate your kind words about the communication you experienced with me and April. It's great to know that we could assist you effectively.
The entire process exceeded expectations.
Reply from John Gabaldon
August 13th, 2026 05:32 PM
Matthew, I'm grateful for your feedback and pleased to hear that the process exceeded your expectations. If there's anything else I can assist you with, feel free to let me know.
We couldn’t be happier with our experience working with Waterstone Mortgage! From start to finish, they made what could have been a stressful home-buying process feel seamless and straightforward.Their team was always available to answer our...
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Reply from Owner
August 14th, 2026 02:05 PM
Joshua, I'm truly grateful for your kind words and for sharing your positive experience. It's wonderful to hear that our team was able to make the home-buying process seamless and straightforward for you. Keeping you informed and feeling prioritized...
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We couldn’t be happier with our experience working with Waterstone Mortgage! From start to finish, they made what could have been a stressful home-buying process feel seamless and straightforward.Their team was always available to answer our...
read more
Reply from John Gabaldon
August 13th, 2026 01:27 PM
Joshua, I'm pleased to hear about your positive experience with Waterstone Mortgage. It's nice to know that our team's communication and dedication made your home-buying process smooth and successful. Your kind words mean a lot, and I'm thankful...
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The team made sure everything was a smooth and fast process. 100% satisfied and happy with my decision to go through them. Everyone was great.
Reply from John Gabaldon
August 13th, 2026 01:36 PM
Jacqueline, I'm thankful for your kind words. It's good to hear that the process was smooth and fast for you. Your satisfaction means a lot to me, and I'm pleased you had a great experience with the team.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Eglys R
Reply from Owner
August 14th, 2026 02:05 PM
Eglys, thank you for the excellent rating! I'm glad to know you had a positive experience with Waterstone Mortgage.
Maravillosa gracias por el apoyo y su ayuda en todo momento y por la paciencia en vada cada momento del proceso
Reply from John Gabaldon
August 13th, 2026 08:54 PM
Eglys, agradezco mucho tus amables palabras. Me alegra saber que te sentiste apoyada durante todo el proceso. Tu satisfacción es importante para mí.
Excellent communication and excellent team
Reply from Owner
August 10th, 2026 07:28 PM
David, I appreciate your feedback and am glad to hear you found the communication and team to be excellent. If there's anything else you need, please feel free to reach out.
Very open communication and an excellent team
Reply from John Gabaldon
August 7th, 2026 04:09 PM
David, I'm grateful for your feedback. It's wonderful to know that you appreciated the open communication and found the team excellent. If there's anything more I can do for you, please don't hesitate to reach out.
Your team was so helpful and resposive with all the requirements and documents. You got us closed fast and made sure everything was taken care of
Reply from John Gabaldon
August 6th, 2026 02:09 PM
Amy, I appreciate your kind words and am happy to hear that you found our team helpful and responsive. It's great to know we could assist in closing quickly and ensuring everything was managed efficiently. If you need any further assistance,...
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions