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John Gabaldon at Waterstone Mortgage NMLS #422738 - Loan Originator in Albuquerque, NM

John Gabaldon at Waterstone Mortgage NMLS #42...

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Loan Originator

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University of New Mexico
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Company Logo
University of New Mexico
University of New Mexico
Overall Ratings
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5 Star
97%
4 Star
3%
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1%
Reviews from Web
  • Encompass
    I
    Ismael G
    Albuquerque, NM
    Posted on September 2nd, 2026 04:58 PM
    Great to work with and made everything as simple as possible
    Reply from John Gabaldon
    September 9th, 2026 04:58 PM
    Ismael, I'm happy to know that you found working with me and the process simple. Your feedback is appreciated, and I'm grateful for your positive words.
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    Derrick A V
    Belen, NM
    Posted on September 1st, 2026 10:04 PM
    Great communication
    Reply from John Gabaldon
    September 9th, 2026 05:32 PM
    Derrick, I appreciate your feedback on the communication. I'm glad it met your expectations.
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    Juan J O
    Albuquerque, NM
    Posted on August 31st, 2026 01:03 PM
    Thank you for the wonder experience, Mr. Gabaldon. I truly appreciate the process and the hard work that it takes to get the job done.
    Reply from John Gabaldon
    September 7th, 2026 07:07 PM
    Juan, I appreciate your kind words and am pleased to hear that you valued the experience. Thank you for recognizing the effort involved in the process.
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    Imperial D I
    Posted on August 30th, 2026 03:28 PM
    John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Imperial D I
    Reply from Owner
    September 7th, 2026 01:56 PM
    Imperial, thank you for your 5-star rating. I appreciate your support and am here if you ever need assistance in the future.
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    R
    Reynaldo L M
    Albuquerque, NM
    Posted on August 30th, 2026 03:28 PM
    Great team and great job. Have the knowledge and patientce to make you feel comfortable with the process.
    Reply from John Gabaldon
    September 7th, 2026 03:28 PM
    Reynaldo, I'm glad to hear that you found the team knowledgeable and patient throughout the process. It's great to know you felt comfortable, and I appreciate your kind words!
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    Maria M V
    Albuquerque, NM
    Posted on August 27th, 2026 03:03 AM
    The waterston team Was very helpful specialy Gabriela Salas Thx to evreyone
    Reply from John Gabaldon
    September 3rd, 2026 01:58 PM
    Maria, I'm happy to hear that you found the Waterstone team helpful, especially Gabriela Salas. Thank you for acknowledging everyone's efforts!
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    Anahid R
    Albuquerque, NM
    Posted on August 26th, 2026 03:36 PM
    I was guided the whole time and they answered my questions when I had them
    Reply from John Gabaldon
    September 2nd, 2026 03:37 PM
    Anahid, I'm pleased to know that you felt guided throughout the process and that your questions were answered. Your satisfaction is important to me, and I'm here if you need anything else.
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    Osbaldo A
    Albuquerque, NM
    Posted on August 25th, 2026 05:40 PM
    Very friendly, also great communication always
    Reply from John Gabaldon
    September 1st, 2026 05:41 PM
    Osbaldo, I'm grateful for your kind words. It's good to know that you found our communication effective and friendly. If there's ever anything more I can do for you, please let me know.
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    Yessy C
    Posted on August 20th, 2026 03:33 PM
    John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Yessy C
    Reply from Owner
    August 27th, 2026 05:42 PM
    Thank you, Yessy, for the perfect rating! I'm pleased to have been able to assist you with your mortgage needs.
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    Yessy C
    Albuquerque, NM
    Posted on August 20th, 2026 03:32 PM
    Excellent experience. Thank you very much and blessings.
    Reply from John Gabaldon
    August 27th, 2026 03:33 PM
    Yessy, I'm thankful for your kind words and blessings. It’s great to know you had an excellent experience with me at Waterstone Mortgage.
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    About
    A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    First Time Home Buyer Zero Down Payment Programs
    VA loans
    Conventional loans
    FHA loans
    Spanish Speaking
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    Education
    • University of New Mexico
      Aug 1998 -Jun 2001
      University of New Mexico logo
    Memberships
    • NAHREP

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS #422738
    Achievements
    • #1 Lender in NM in 2024
    Hobbies
    • Watching sons play baseball
    • Working out
    • Spending time with wife
    • View All
    Disclaimer
    New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions