

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great to work with and made everything as simple as possible
Reply from John Gabaldon
September 9th, 2026 04:58 PM
Ismael, I'm happy to know that you found working with me and the process simple. Your feedback is appreciated, and I'm grateful for your positive words.
Great communication
Reply from John Gabaldon
September 9th, 2026 05:32 PM
Derrick, I appreciate your feedback on the communication. I'm glad it met your expectations.
Thank you for the wonder experience, Mr. Gabaldon. I truly appreciate the process and the hard work that it takes to get the job done.
Reply from John Gabaldon
September 7th, 2026 07:07 PM
Juan, I appreciate your kind words and am pleased to hear that you valued the experience. Thank you for recognizing the effort involved in the process.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Imperial D I
Reply from Owner
September 7th, 2026 01:56 PM
Imperial, thank you for your 5-star rating. I appreciate your support and am here if you ever need assistance in the future.
Great team and great job. Have the knowledge and patientce to make you feel comfortable with the process.
Reply from John Gabaldon
September 7th, 2026 03:28 PM
Reynaldo, I'm glad to hear that you found the team knowledgeable and patient throughout the process. It's great to know you felt comfortable, and I appreciate your kind words!
The waterston team Was very helpful specialy Gabriela Salas Thx to evreyone
Reply from John Gabaldon
September 3rd, 2026 01:58 PM
Maria, I'm happy to hear that you found the Waterstone team helpful, especially Gabriela Salas. Thank you for acknowledging everyone's efforts!
I was guided the whole time and they answered my questions when I had them
Reply from John Gabaldon
September 2nd, 2026 03:37 PM
Anahid, I'm pleased to know that you felt guided throughout the process and that your questions were answered. Your satisfaction is important to me, and I'm here if you need anything else.
Very friendly, also great communication always
Reply from John Gabaldon
September 1st, 2026 05:41 PM
Osbaldo, I'm grateful for your kind words. It's good to know that you found our communication effective and friendly. If there's ever anything more I can do for you, please let me know.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Yessy C
Reply from Owner
August 27th, 2026 05:42 PM
Thank you, Yessy, for the perfect rating! I'm pleased to have been able to assist you with your mortgage needs.
Excellent experience. Thank you very much and blessings.
Reply from John Gabaldon
August 27th, 2026 03:33 PM
Yessy, I'm thankful for your kind words and blessings. It’s great to know you had an excellent experience with me at Waterstone Mortgage.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions