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John Gabaldon at Waterstone Mortgage NMLS #422738 - Loan Originator in Albuquerque, NM

John Gabaldon at Waterstone Mortgage NMLS #42...

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Loan Originator

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University of New Mexico
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
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University of New Mexico
University of New Mexico
Overall Ratings
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5 Star
97%
4 Star
3%
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1 Star
1%
Reviews from Web
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    Ernesto D L C
    Posted on August 20th, 2026 12:27 PM
    John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Ernesto D L C
    Reply from Owner
    August 27th, 2026 05:42 PM
    Ernesto, I appreciate your great rating. Thank you for choosing Waterstone Mortgage!
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    Ernesto D
    Rio Rancho, NM
    Posted on August 20th, 2026 12:26 PM
    Great team 💪
    Reply from John Gabaldon
    August 27th, 2026 06:39 PM
    Ernesto, I appreciate your positive feedback. I'm glad to hear you feel our team at Waterstone Mortgage is great!
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    Lorena I
    Los Lunas, NM
    Posted on August 19th, 2026 07:27 PM
    Helped me in everything!
    Reply from John Gabaldon
    August 26th, 2026 07:28 PM
    Lorena, I'm glad I could assist you with everything you needed. Thank you for your kind words.
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    Nadzeija R
    Posted on August 15th, 2026 03:31 PM
    They were amazing.
    Reply from Owner
    August 24th, 2026 02:06 PM
    Nadzeija, I'm pleased to hear that you had a great experience. Thank you for your kind words.
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    Nadzeija M G
    Albuquerque, NM
    Posted on August 15th, 2026 03:31 PM
    Everyone worked so hard to help us get a house and the whole process was very
    Reply from John Gabaldon
    August 24th, 2026 02:39 PM
    I'm grateful for your kind words, Nadzeija. It's wonderful to hear that the team and I could support you throughout the process.
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    Raymond G
    Posted on August 13th, 2026 03:11 PM
    John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 4 star rating from Raymond G
    Reply from Owner
    August 21st, 2026 02:07 PM
    Raymond, thank you for your rating. If there's anything specific you'd like to share or discuss, please feel free to reach out to me directly.
  • Encompass
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    Raymond P G
    Albuquerque, NM
    Posted on August 13th, 2026 03:11 PM
    John is very responsive and communicates veey very well through the entire process
    Reply from John Gabaldon
    August 20th, 2026 03:13 PM
    Raymond, I appreciate your kind words about my responsiveness and communication throughout the process. It's great to know that you had a positive experience working with me.
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    Mario R
    Posted on August 11th, 2026 06:04 PM
    John's team is very communicative and solutions oriented!
    Reply from Owner
    August 19th, 2026 02:05 PM
    Mario, I'm glad to hear that you found my team communicative and solutions-oriented. Your feedback is appreciated and motivates us to continue providing good service.
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    Mario R R M
    Rio Rancho, NM
    Posted on August 11th, 2026 06:03 PM
    Johns team is very communicative and solutions oriented!
    Reply from John Gabaldon
    August 18th, 2026 06:04 PM
    Mario, I'm thankful for your positive feedback about my team's communication and problem-solving approach. It's nice to know we could support you effectively!
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    Jacqueline N
    Posted on August 9th, 2026 04:54 PM
    100% satisfied. Everyone on their team was professional, fast, and had great communication. I truly believe this is the best financing company you can go through. 0 regrets or complaints. Because of their great work, my family now has our dream...
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    Reply from Owner
    August 17th, 2026 01:09 PM
    Jacqueline, I'm so pleased to hear that you and your family now have your dream home. Thank you for your kind words about our team's professionalism and communication. Your satisfaction means a lot to me.
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    About
    A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    First Time Home Buyer Zero Down Payment Programs
    VA loans
    Conventional loans
    FHA loans
    Spanish Speaking
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    Education
    • University of New Mexico
      Aug 1998 -Jun 2001
      University of New Mexico logo
    Memberships
    • NAHREP

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS #422738
    Achievements
    • #1 Lender in NM in 2024
    Hobbies
    • Watching sons play baseball
    • Working out
    • Spending time with wife
    • View All
    Disclaimer
    New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions