

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Marisol A
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for the 5-star rating, Marisol. Don't be a stranger.
"We had the pleasure of working with John Gabaldon and the entire team at Waterstone Mortgage Company, and we cannot thank them enough for their outstanding service and support throughout the home loan process. From start to finish, John and...
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Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Maricris! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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attentive, knowledgeable and really nice people to work with when in need of a mortgage loan
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your wonderful feedback. We are glad to hear that you found us attentive, knowledgeable, and nice to work with for your mortgage loan needs.
John and his team at Waterstone mortgage were wonderful to work with. They were patient and helpful with guiding us on everything. We were able to purchase our beautiful new home. Thank you again for everything!
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Jacqueline! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in...
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Recently purchased a home with the help of John Gabaldon and his team. They walked me through each step of the way and made the process simple. I highly recommend john and his team
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Haven! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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John and his staff are wonderful to work with.
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Victor! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Wife and I have a Home thanks to John Gabaldon and his team . Very communicative, helpful and they will not stop until the goal has been met . 100% Would recommend to anyone.
-Jesus Diaz
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Chuy! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Thanks to John G. I was able to make my dream come true... with his professionalism and experience he made it possible... he and his team were very professional and fast, they always gave me friendly treatment, I am 100% satisfied and grateful...
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Reply from Owner
January 8th, 2026 11:04 AM
Thank you for your review, Carolina! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
John’s & His team are such amazing! Always there when we had a question! Very helpful, supportive & all with great attitude! We appreciate everything you did for our family! Cant wait to start this new journey with our family ☺️
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Lupita! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from MGOLD A
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for the 5-star rating, Mary.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions