John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I am a first time home buyer at 20 years old. And I am very glad I went with WaterStone Mortgage. John was able to work with my pre qualification and get me to do the first time home buyer program. Him and his team did amazing into quickly...
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Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Mitzy! The team and I were thrilled we were able to provide you with a positive homebuying experience and were able to aid in a smooth close. We look forward to working with you again when the time to refinance or...
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If your looking to buy a house i highly reccommend waterstone. Not only where they able to help get me approved at an amazing interest rate but they helped me get the loans i needed to be approved for a home, they where speedy and friendly....
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Reply from Owner
January 8th, 2026 11:04 AM
Thank you for taking the time to write this review, Manthony! Providing excellent customer service, throughout the homebuying process, is always my top priority. I am glad we were able to provide you with a positive homebuying experience and...
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If your looking to buy a house i highly reccommend waterstone. Not only where they able to help get me approved at an amazing interest rate but they helped me get the loans i needed to be approved for a home, they where speedy and friendly....
read more
Reply from Owner
February 6th, 2026 12:00 AM
Thank you for taking the time to write this review, Manthony! Providing excellent customer service, throughout the homebuying process, is always my top priority. I am glad we were able to provide you with a positive homebuying experience and...
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John and his team at Waterstone know their stuff. They are so thorough and efficient. I felt confident leaving them to take care of my family!
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Jessica! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
John and his team assisted us very well and answered all of our questions and concerns perfectly. They made our home buying process easier than expected!
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your review, Benito! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from E J
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for the 5-star rating, E. Stay in touch.
I had a great experience working with Waterstone mortgage!
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your kind review, Karina! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 4 star rating from Hector C F
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for the 4-star rating, Hector.
John, April and the Waterstone team was patient with me while I was getting my documents to them. I am a first time buyer and they reassured me that my decision to buy was on track.
Reply from Owner
November 26th, 2024 12:00 AM
Thank you for your review. We are glad we could assist you in your first home buying experience.
Mr. Gabaldon was awesome to work with.
Very informative, if we had any questions Mr. Gabaldon got us answers. Great job communicating!
Thank you John
Reply from Owner
January 8th, 2026 11:03 AM
Your review is greatly appreciated, John. Thank you for taking the time to share your feedback about your experience with Mr. Gabaldon. We're glad to hear that he provided excellent communication and was able to answer all of your questions...
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions