John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
As first time homebuyers, my fiancée and I were very nervous about the market and finding a lender. We came across John and his team from the MFA website for NM and he was rated one of the top lenders in Albuquerque/Rio Rancho. John and his...
read more
Reply from Owner
January 8th, 2026 11:02 AM
Thank you for your review, Samantha! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
read more
As first time homebuyers, my fiancée and I were very nervous about the market and finding a lender. We came across John and his team from the MFA website for NM and he was rated one of the top lenders in Albuquerque/Rio Rancho. John and his...
read more
Reply from Owner
February 6th, 2026 12:00 AM
Thank you for your review, Samantha! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
read more
Working with John makes the home buying process almost too easy. Your hard work and dedication allowed us to enjoy our first home. We can't thank you enough.
Reply from Owner
January 8th, 2026 11:02 AM
Thank you for taking the time to write this review, Deeronn! A fast and easy homebuying is not possible without the help of a knowledgeable, professional loan originator. I appreciate your feedback and hope you'll return to me and Waterstone...
read more
Working with John makes the home buying process almost too easy. Your hard work and dedication allowed us to enjoy our first home. We can't thank you enough.
Reply from Owner
February 6th, 2026 12:00 AM
Thank you for taking the time to write this review, Deeronn! A fast and easy homebuying is not possible without the help of a knowledgeable, professional loan originator. I appreciate your feedback and hope you'll return to me and Waterstone...
read more
The Waterstone team was great! They helped me and my sister’s family find the right house for us to make our home. They assisted us through the whole process and answered any of our questions and concerns.
Reply from Owner
January 8th, 2026 11:02 AM
Thank you for your review, Alma! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
read more
The Waterstone team was great! They helped me and my sister’s family find the right house for us to make our home. They assisted us through the whole process and answered any of our questions and concerns.
Reply from Owner
February 6th, 2026 12:00 AM
Thank you for your review, Alma! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
read more
Excellent people to do bussiness with!
Reply from Owner
January 8th, 2026 11:02 AM
Thank you for your kind review, Mr. Duck! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Very professonal and dedicated to his customers.
Reply from Owner
January 8th, 2026 11:02 AM
Thank you for your kind review, Lorenzo! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
As a listing broker, I’ve worked with many lenders, but John Gabaldon and April Gonzales with Waterstone Mortgage truly stand out. My sellers had worked with them in the past and were so impressed with their service that they chose to accept...
read more
Reply from Owner
January 8th, 2026 11:02 AM
Thank you for your review, Trey! The team and I were thrilled we were able to provide you with a positive loan experience and were able to aid in a smooth close. We look forward to working with you again when the time to refinance or buy a...
read more
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Vero O
Reply from Owner
January 8th, 2026 11:02 AM
Thank you for the 5-star rating, Vero. Don't be a stranger.
331–340 of 597
About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
View All
Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions