

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I"m very glad with team Gabaldon in the process from top to bottom, very professionals and nice attitude always.
Reply from Owner
January 8th, 2026 11:02 AM
Thank you for your review, Enrique! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
John and his team were amazing! John had been following up with me for over a year before I purchased my home. John educated me with the options I had as a first time homebuyer and made this dream possible. Extremely grateful and highly recommend...
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Reply from Owner
January 8th, 2026 11:02 AM
Thank you for your review, Luis! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Iris C
Reply from Owner
January 8th, 2026 11:02 AM
Thank you for the 5-star rating, Iris.
I am a realtor and have had John help my clients for years. His team is truly amazing, they are always on top of everything and make sure that you know what is going on throughout the entire process. He also is always very easy to contact!...
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Reply from Owner
January 8th, 2026 11:02 AM
Thank you for your review, Austin! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
John Gabldone is amazing do you help me with everything I needed and his Team Is amazing the process of buying a house was super easy because The team is very efficient I definitely would recommend them to everyone
Reply from Owner
January 8th, 2026 11:02 AM
Thank you for your review, Cristian! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Claudia M
Reply from Owner
January 8th, 2026 11:02 AM
Thank you for the 5-star rating, Claudia.
Thanks to this work team that advises me at each stage of the purchase process of my home, Thank you for your valuable and efficient work Congratulations
Reply from Owner
January 8th, 2026 11:02 AM
Thank you for your review, Antonio! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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My experience what great! Was treated very well. Everything was handled very appropriately! And time management was excellent! Very beneficial experience
Reply from Owner
January 8th, 2026 11:02 AM
Thank you for your kind review, Eusebio! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
John and his team provided us with a straightforward and easy going experience buying our first home, I was referred by a friend and will definitely be sure to pass on the word. 🥹
Reply from Owner
January 8th, 2026 11:02 AM
Thank you for your review, Isabela! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Very helpful all the time had a great experience.
Reply from Owner
January 8th, 2026 11:03 AM
Thank you for your kind review, Zahira! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions