

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Everyone was so helpful and made our house buying experience go smoothly as possible. :)
Everyone was so helpful and made our house buying experience go smoothly as possible. :)
Reply from John Gabaldon
April 8th, 2025 12:27 PM
I'm thrilled to hear that your house buying experience went smoothly. It was a pleasure assisting you, and I'm glad our team was able to help. Thank you for your kind words and for choosing Waterstone Mortgage.
John is incredible! He even helped me when he was on vacation. I highly commend him to anyone who needs to buy a house and fast! He will take good care of you in a turnkey service.
Reply from John Gabaldon at Waterstone Mortgag...
March 25th, 2025 02:01 PM
I'm thrilled to hear about your positive experience, Grant. It was a pleasure assisting you with your home purchase. Thank you for your kind words and recommendation.
its a new experience buying another house feels awsome very exited in our new home a great team that hepled us so much always being there to help us out
Reply from John Gabaldon at Waterstone Mortgag...
March 25th, 2025 12:27 PM
I'm thrilled to hear that your experience purchasing another home was positive and exciting. It was a pleasure being part of your journey, and I'm glad our team could assist you effectively. Congratulations on your new home!
John and his team did an amazing job. We have used them in the past and he n
Reply from John Gabaldon
March 22nd, 2025 01:43 PM
Thank you so much for your kind words, Maria. I'm thrilled to hear that you had a positive experience with our team at Waterstone Mortgage. It's always a pleasure working with you, and I'm glad we could assist with your purchase. Your continued...
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More loan options and super easy to work with.
Reply from John Gabaldon
March 20th, 2025 07:56 PM
Thank you so much, Garr! I'm thrilled to hear that you found the loan options extensive and the process easy to navigate. It's always my goal to make sure everything is as seamless as possible for my clients. If you have any more questions...
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Amazing experience! John was amazing and didn't dump a lot of errands on me like other businesses i've dealt with. Super easy home purchase.
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for taking the time to write this review, Heather! A fast and easy homebuying is not possible without the help of a knowledgeable, professional loan originator. I appreciate your feedback and hope you'll return to me and Waterstone...
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Having gotten a few mortgages in the past, in multiple states, I found working with John and his team to be the smoothest experience i've ever had. I will be calling him up when it's time to refinance.
Amazing experience! John was amazing and didn't dump a lot of errands on me like other businesses i've dealt with. Super easy home purchase.
Reply from Owner
February 6th, 2026 12:00 AM
Thank you for taking the time to write this review, Heather! A fast and easy homebuying is not possible without the help of a knowledgeable, professional loan originator. I appreciate your feedback and hope you'll return to me and Waterstone...
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Thank you John Gabaldon and team from Waterstone Mortgage for helping me get into my first home.
Reply from Owner
January 8th, 2026 11:02 AM
Thank you for your review, Nichole! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions