

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
They were patient with me and answered all of my questions in a timely manner!
Reply from John Gabaldon
November 27th, 2025 05:15 PM
I'm glad to hear that my approach was helpful to you, Azucena. I aim to provide clear and timely answers to any questions you might have. If you need further assistance in the future, feel free to reach out.
Actually, Ihad never bought a house before, and yes, it was exciting.
Thanks for helping us.
Reply from John Gabaldon
November 25th, 2025 04:23 PM
It's wonderful to hear that your first home-buying experience was exciting, Sonia. I'm glad I could assist you through this milestone. If you have more questions in the future or need further support, don't hesitate to reach out. Thank you...
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Thank you so much for your patience and support. My best wishes for you 🙏🏻
Sulma Cepeda
Reply from John Gabaldon
November 24th, 2025 07:50 PM
I appreciate your thoughtful words, Sulma. It was a pleasure to offer the patience and support you needed during the process. Thank you for your kind wishes, and if there's anything more I can help with, please feel free to reach out.
Really Grateful for their professionalism and guidance, highly recommend to anyone purchasing a home.
We had a great experience buying our first home. From start to finish they were patient, informative , & were always available to answer our questions. His team Explained everything throughly & made the entire process stress-free! We felt supported...
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Reply from John Gabaldon
November 24th, 2025 09:36 PM
I'm truly pleased to hear about your positive experience, Alexa. Providing a supportive and informative process is always my goal, especially for first-time home buyers like yourself. It's great to know that the patience and thorough explanations...
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John and his team were very patient with us and helped greatly with getting approved for our forever home.
Reply from John Gabaldon
November 24th, 2025 02:37 PM
I'm thankful for your kind words, Jayden. It's important to me that the process of getting approved for your forever home goes smoothly. I'm glad I was able to assist you through this journey, and if you ever have more questions or need additional...
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from J M
We had a great experience because they try so hard to help you with all your paperwork and also any questions you have they try to find you the answer.
Reply from John Gabaldon
November 20th, 2025 08:33 PM
I'm glad to hear you had a positive experience with Waterstone Mortgage, Bryan. I understand that handling paperwork and having questions answered can be crucial during the loan process, and I'm pleased to know I could assist you in these areas....
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Excellent service! Waterstone Mortgage made my home loan process quck clear and stress free. Strongly recommend!!
Reply from John Gabaldon
November 18th, 2025 04:24 PM
I'm very pleased to hear that you found the home loan process with Waterstone Mortgage quick and stress-free, Robert. Your recommendation is greatly appreciated, and if you need further assistance in the future, please don't hesitate to reach...
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It was easy for me and my family to get and receive the help.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions