

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I enjoyed the help that was provided to me and my family .
Reply from John Gabaldon at Waterstone Mortgag...
November 14th, 2025 04:50 PM
I'm pleased to know that the assistance you and your family received was enjoyable, Zonia. If there's anything more I can do for you, please don't hesitate to let me know.
Por la atención y la ayuda que nos dieron.
Reply from John Gabaldon at Waterstone Mortgag...
November 14th, 2025 06:26 PM
Gracias por sus amables palabras, Claudia. Me alegra saber que recibieron la atención y ayuda que necesitaban. Estoy aquí para cualquier asistencia futura que puedan requerir.
John Gabaldon and the team were amazing! They guided me through every step of the process and were always available to answer any questions I had. Their support and professionalism made the experience very positive. Highly appreciate their...
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Reply from John Gabaldon at Waterstone Mortgag...
November 10th, 2025 04:56 PM
It's wonderful to hear that you had such a positive experience with the guidance and support you received, Yvette. I’m glad we could help make the process smoother for you and address any questions along the way. Your recommendation means a...
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Victoria L
John is very quick with responding to questions or phone calls. Process was thorough and easy.
Reply from John Gabaldon
November 7th, 2025 07:06 PM
It's reassuring to hear that the response to your questions and calls was prompt and that you found the process thorough and easy, Virginia. If you have any further questions or need assistance in the future, please don't hesitate to reach...
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without the hard time I had with the underwriter, I would say John and his team are amazing.
Reply from John Gabaldon
November 3rd, 2025 03:45 PM
I understand the underwriting process can sometimes be challenging, Haneen, and I'm glad to hear you were still satisfied with the support provided by my team and me. If you have any further questions or would like to discuss your experience...
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Respond time was on point. when I had any questions they answered quick. they tried making the process as easy as they could for me. John did his best to get me approved For a grater Loan amount.
Reply from John Gabaldon
November 3rd, 2025 04:43 PM
I'm glad to hear that you found the response time efficient and that your questions were addressed promptly, Lorenzo. I worked hard to make the process as straightforward as possible and to secure a higher loan amount for you. Should you have...
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Dear Gabaldon TeamWe want to extend our deepest gratitude for all the invaluable help and guidance you provided throughout our home-buying journey. From the initial consultations and property searches to navigating the paperwork and closing...
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Thanks John for everything and the quick process to buy a new home
Reply from John Gabaldon
October 23rd, 2025 08:25 PM
I appreciate your kind words, Felix. It’s wonderful to know that the process felt quick and smooth for you. If you have any more questions or need further assistance in the future, please feel free to get in touch.
(Translated by Google) Excellent problem-solving skills, outstanding guidance throughout the process, patience, and above all, excellent service in Spanish. Thank you.(Original)Gran capacidad de resolver problemas, excelente orientación en...
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions