

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
John was on top of everything very helpful and quick as well efficient in making this a smooth process
Reply from John Gabaldon
December 12th, 2025 03:26 PM
Your feedback is much appreciated, Lizbeth. I'm glad I could help make the process smooth and efficient for you. Should you have any further questions or need assistance, please don't hesitate to get in touch.
The entire team did a wonderful job helping us through the entire process
Reply from John Gabaldon
December 11th, 2025 04:29 PM
I'm pleased to hear that the team was able to help you effectively through the process, Timothy. Your feedback means a lot, and I'm glad you felt supported. If there's anything more you need in the future, please feel free to reach out directly....
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Iggy G
This Team just supports you and will guide you the whole way! Thank you Jonh and his team for this process.
Reply from John Gabaldon
December 11th, 2025 04:07 PM
I appreciate your kind words, Ignacio. It was my pleasure to assist you throughout the process. If you have any future questions or need further guidance, please don't hesitate to contact me.
John reiterated that he would remain available for any queations or needs that we may have during this
process.
Reply from John Gabaldon
December 11th, 2025 02:31 PM
Thank you for your feedback, Holly. I'm glad to know you felt supported throughout the process. If any questions arise or you need further assistance, please feel free to reach out at any time.
Thank you so much for all your help ans support!!
Reply from John Gabaldon
December 9th, 2025 06:01 PM
I'm so appreciative of your kind words, Margie. It was my pleasure to help and support you throughout the process. If you ever require any further assistance or have additional questions, please don't hesitate to get in touch.
Verr pleasant experience!
Reply from John Gabaldon
December 2nd, 2025 09:53 PM
I’m pleased to hear you had a very pleasant experience, Jean. If there's anything more you need or questions you have in the future, don't hesitate to reach out to me.
I am grateful that you guys were recommended to me. It was a somewhat stressful process because of the waiting period, but with the reassurance and communication that was given it made it easier. This was my first time buying a home and Im...
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Reply from John Gabaldon
December 1st, 2025 07:42 PM
I'm pleased to know that the process was made easier for you, Fatima. Buying a home for the first time can indeed be a stressful journey, and I'm glad our communication and support provided some reassurance. If you have any more questions or...
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(Translated by Google) The experience was truly unforgettable. The people who worked on my home purchase were exceptional. Thank you so much, Itzel, Realtor, and John Gabaldon of Waterstone Mortgage.(Original)Realmente, la experiencia fue inolvidable....
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it was a really pleasant experience!
Reply from John Gabaldon
November 28th, 2025 05:56 PM
I'm glad to hear that you had a pleasant experience, Jonathan. If there's anything else you need or any other questions come up, feel free to reach out.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions