

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Thank you for helping us find our dream home! Your patience and market knowledge made everything so easy. We'll be sure to send any friends your way!
Reply from John Gabaldon
January 9th, 2026 05:09 PM
I'm really glad I could assist you in finding your dream home, Sonia. It’s rewarding to know that my patience and market knowledge helped make the process smoother for you. I appreciate your willingness to recommend me to your friends, and...
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Great communication and efficient throughout the process
Reply from John Gabaldon
January 6th, 2026 08:10 PM
I'm glad to hear that the communication and efficiency met your expectations, Gilbert. It's important to me that every step of the process runs smoothly. If there's anything else I can assist you with in the future, please reach out.
the crew was professional and honest with me, I was not expecting the honesty
Reply from John Gabaldon
January 5th, 2026 02:30 PM
It's great to hear that you found the honesty and professionalism from my team to be noteworthy, Paul. I believe maintaining transparency is key to building trust with clients. If you have any further questions or require additional assistance,...
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team Work was amazing fought hard for us we even closed way earlier than expected best experience! Everyone was so friendly !
Reply from John Gabaldon
December 31st, 2025 04:13 PM
I'm pleased to hear that you had such a positive experience, Robert. Being able to work together effectively and close earlier than anticipated is always a great outcome. If there's anything else I can do for you in the future, feel free to...
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John Gabaldon went above and beyond to get the closing back on the original date. I certainly did appreciate all of his efforts. I will keep him in mind for friends and family.
Reply from John Gabaldon
December 29th, 2025 09:00 PM
Your kind feedback means a lot to me, Earlene. I'm pleased that I could help keep your closing on track. If you or anyone you know needs assistance in the future, don't hesitate to contact me.
Muy agradecida Realmente profesionales en lo que hacen
Reply from John Gabaldon
December 29th, 2025 03:53 PM
I'm grateful for your kind words, Juventina. It’s rewarding to know that you found our service professional. If there’s anything else you need or any questions you have in the future, please feel free to reach out to me.
Good service thank ☺️
Reply from John Gabaldon
December 25th, 2025 09:17 PM
Thank you for the kind words, Maria. Your feedback on the service is much appreciated. If you have any more questions or need assistance in the future, please don't hesitate to contact me.
As we started our Home purchase till closing it all went in a good flow
Reply from John Gabaldon
December 19th, 2025 06:52 PM
I appreciate you sharing your experience, Guendy. I'm glad to hear that everything flowed smoothly from start to finish during your home purchase. If there’s anything else I can assist you with in the future, feel free to reach out.
Por qué nos facilitaron todo muy bien
Reply from John Gabaldon
December 16th, 2025 04:04 PM
Gracias por compartir su experiencia, Felipe. Me alegra saber que todo fue bien y que se sintieron apoyados durante el proceso. Si tienen alguna pregunta adicional o necesitan más asistencia en el futuro, no duden en ponerse en contacto conmigo....
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Had a really great experience with waterstone mortgage they helped us with everything, very informative, all of our questions were answered, they are very nice people, really liked working with them. Would definitely recommend to family and...
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Reply from John Gabaldon
December 16th, 2025 03:55 PM
I'm pleased to hear about your positive experience with Waterstone Mortgage, Adriana. It's great to know that you found the process informative and that all your questions were addressed. Your recommendation means a lot, and if you ever need...
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions