

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
They were on top of everything even when we weren't!
Reply from John Gabaldon
January 23rd, 2026 05:13 PM
I'm glad to hear that you felt supported, Lorraine. Ensuring everything is managed smoothly is important to me, and I'm here if you need any further assistance or have more questions down the road.
Great service, great people, great team. Gracias por todo!!
Reply from John Gabaldon
January 21st, 2026 09:25 PM
Thank you, Juan, for your kind words. I'm pleased to hear that you appreciated the service and our team's efforts. If there's ever anything else I can assist you with, just let me know.
My experience was magnificent, I recommend them 100%.
Reply from Owner
January 16th, 2026 02:53 PM
I'm glad to hear you had a great experience, Yanet. Your recommendation is greatly appreciated. If any further assistance is needed, feel free to contact me anytime.
My experience was magnificent, I recommend them 100%.
Reply from John Gabaldon
January 15th, 2026 07:09 PM
Yanet, thank you for sharing your positive experience. Your recommendation means a lot to me. If there's anything more I can do for you, please don't hesitate to reach out.
Thanks!
.....................................
Reply from John Gabaldon
January 12th, 2026 02:08 PM
Thank you for the positive rating, Molly. If you have any further feedback or need assistance in the future, feel free to reach out.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Brianna M
Reply from Owner
January 12th, 2026 04:47 PM
I appreciate your positive rating, Brianna. If you ever need any assistance in the future, please feel free to reach out.
They went above and beyond for us.
Reply from John Gabaldon
January 9th, 2026 08:55 PM
I appreciate your kind words, Brianna. Knowing that I could go above and beyond for you means a lot. I'm here for any future needs you may have, so please don't hesitate to reach out.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Hector M
Reply from Owner
January 12th, 2026 06:06 PM
I appreciate your positive rating, Hector. If you need anything in the future, don't hesitate to contact me.
Great people like family
Reply from John Gabaldon
January 9th, 2026 08:53 PM
It's heartening to hear that you felt such a welcoming and friendly atmosphere, Hector. Creating a supportive environment is something I value highly. If there's more I can do for you or any future needs, feel free to get in touch.
Professional and super helpful! Recommended 100% John and his team are THE BEST OF THE BEST!
Reply from Owner
January 12th, 2026 05:14 PM
I'm grateful for your enthusiastic recommendation, Sonia. It's rewarding to hear that you found my assistance professional and helpful. If there's ever anything else you need, I'm just a call away.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions