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John Gabaldon at Waterstone Mortgage NMLS #422738 - Loan Originator in Albuquerque, NM

John Gabaldon at Waterstone Mortgage NMLS #42...

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Loan Originator

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University of New Mexico
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Company Logo
University of New Mexico
University of New Mexico
Overall Ratings
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5 Star
97%
4 Star
3%
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0%
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1 Star
1%
Reviews from Web
  • Encompass
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    Lorraine H
    Albuquerque, NM
    Posted on January 16th, 2026 12:55 AM
    They were on top of everything even when we weren't!
    Reply from John Gabaldon
    January 23rd, 2026 05:13 PM
    I'm glad to hear that you felt supported, Lorraine. Ensuring everything is managed smoothly is important to me, and I'm here if you need any further assistance or have more questions down the road.
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    Juan B
    Albuquerque, NM
    Posted on January 14th, 2026 09:25 PM
    Great service, great people, great team. Gracias por todo!!
    Reply from John Gabaldon
    January 21st, 2026 09:25 PM
    Thank you, Juan, for your kind words. I'm pleased to hear that you appreciated the service and our team's efforts. If there's ever anything else I can assist you with, just let me know.
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    Yanet G
    Posted on January 8th, 2026 07:10 PM
    My experience was magnificent, I recommend them 100%.
    Reply from Owner
    January 16th, 2026 02:53 PM
    I'm glad to hear you had a great experience, Yanet. Your recommendation is greatly appreciated. If any further assistance is needed, feel free to contact me anytime.
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    Yanet Y G
    Albuquerque, NM
    Posted on January 8th, 2026 07:08 PM
    My experience was magnificent, I recommend them 100%.
    Reply from John Gabaldon
    January 15th, 2026 07:09 PM
    Yanet, thank you for sharing your positive experience. Your recommendation means a lot to me. If there's anything more I can do for you, please don't hesitate to reach out.
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    Molly L M
    Albuquerque, NM
    Posted on January 3rd, 2026 06:07 AM
    Thanks! .....................................
    Reply from John Gabaldon
    January 12th, 2026 02:08 PM
    Thank you for the positive rating, Molly. If you have any further feedback or need assistance in the future, feel free to reach out.
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    Brianna M
    Posted on January 2nd, 2026 08:55 PM
    John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Brianna M
    Reply from Owner
    January 12th, 2026 04:47 PM
    I appreciate your positive rating, Brianna. If you ever need any assistance in the future, please feel free to reach out.
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    Brianna C M
    Los Lunas, NM
    Posted on January 2nd, 2026 08:54 PM
    They went above and beyond for us.
    Reply from John Gabaldon
    January 9th, 2026 08:55 PM
    I appreciate your kind words, Brianna. Knowing that I could go above and beyond for you means a lot. I'm here for any future needs you may have, so please don't hesitate to reach out.
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    Hector M
    Posted on January 2nd, 2026 08:52 PM
    John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Hector M
    Reply from Owner
    January 12th, 2026 06:06 PM
    I appreciate your positive rating, Hector. If you need anything in the future, don't hesitate to contact me.
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    Hector M
    Los Lunas, NM
    Posted on January 2nd, 2026 08:52 PM
    Great people like family
    Reply from John Gabaldon
    January 9th, 2026 08:53 PM
    It's heartening to hear that you felt such a welcoming and friendly atmosphere, Hector. Creating a supportive environment is something I value highly. If there's more I can do for you or any future needs, feel free to get in touch.
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    Sonia C
    Posted on January 2nd, 2026 05:10 PM
    Professional and super helpful! Recommended 100% John and his team are THE BEST OF THE BEST!
    Reply from Owner
    January 12th, 2026 05:14 PM
    I'm grateful for your enthusiastic recommendation, Sonia. It's rewarding to hear that you found my assistance professional and helpful. If there's ever anything else you need, I'm just a call away.
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    About
    A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    First Time Home Buyer Zero Down Payment Programs
    VA loans
    Conventional loans
    FHA loans
    Spanish Speaking
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    Education
    • University of New Mexico
      Aug 1998 -Jun 2001
      University of New Mexico logo
    Memberships
    • NAHREP

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS #422738
    Achievements
    • #1 Lender in NM in 2024
    Hobbies
    • Watching sons play baseball
    • Working out
    • Spending time with wife
    • View All
    Disclaimer
    New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions