John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
the team were very informative and taken their time with me to get all documents needed
Reply from John Gabaldon
February 16th, 2026 02:41 PM
Gerardo, I'm grateful for your feedback. It's reassuring to know that the time and effort I dedicated to ensuring you understood everything was helpful. If you need further assistance, please feel free to reach out.
You and your team went above and beyond, repeatedly. We wouldn't have this house without your help
Reply from John Gabaldon
February 13th, 2026 04:14 PM
It's fulfilling to know that I could contribute to your home purchase, Christopher. I'm pleased my efforts made a positive difference for you. If there's anything else you need or further questions arise, please don't hesitate to contact me....
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Veronica S
Reply from Owner
February 9th, 2026 08:20 PM
Thank you for the positive rating, Veronica. If you have any thoughts or questions in the future, feel free to reach out.
Excelente y muy rapido se hizo el cierre
Reply from John Gabaldon
February 9th, 2026 07:24 PM
Veronica, I appreciate your feedback. I'm glad to hear that the closing process was both excellent and quick for you. If you ever have more questions or need assistance, I’m here to help.
waterstone made things so easy for me. I don't buy houses a lot and so many things I forgot. I've also been living on my moms couch for the last year. Between my realtor Alex Baca and water stone mortgage, recommended by said realtor, it was...
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Reply from John Gabaldon
February 2nd, 2026 05:33 PM
I'm glad to hear that your experience with Waterstone Mortgage was smooth and straightforward, Sheri. Working alongside your realtor, Alex Baca, must have been helpful in creating an easy transaction process for you. It's always gratifying...
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Thank you John and Jasmine for your attention and support throughout the process.
Reply from John Gabaldon
February 2nd, 2026 07:09 PM
Your appreciation means a lot, Gerardo. I'm glad Jasmine and I could provide the attention and support needed during your process. If you have any questions or require further assistance, feel free to reach out anytime.
Team Gabaldon was communicative, knowledgeable, professional, courteous and available from beginning to closing.
Reply from John Gabaldon
January 30th, 2026 03:47 PM
I'm grateful for your kind words, Alex. It's rewarding to hear that my approach to communication and professionalism met your expectations from start to finish. If there's more I can assist you with in the future, please don't hesitate to let...
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Juan B
Reply from Owner
January 26th, 2026 04:29 PM
I appreciate the star rating, Juan. If there's anything more I can do for you, please feel free to reach out.
I was referred by a friend and now I will be there one passing on the referrals! Great staff and support to ensure a timely experience that ens with success!
Reply from Owner
January 26th, 2026 09:44 PM
Thank you for sharing your experience, Robert. I'm pleased that everything went smoothly and that you're ready to pass on referrals. It's important to me that you felt supported throughout the process. Should you need anything else in the future,...
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Job done well! Timely and yet patient supportive and encouraging as well as getting things done on time and correctly. Awesome teamwork 👏
Reply from John Gabaldon
January 26th, 2026 06:30 PM
I appreciate your feedback, Robert. It's great to know that you felt supported throughout the process and that everything was completed in a timely manner. If you have any more questions or need further assistance in the future, please feel...
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions