

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Thank you !!
Reply from John Gabaldon
March 2nd, 2026 04:32 PM
Thanks, Cecilia! If there's anything more I can assist you with, just let me know.
John Gabaldon is an excellent lender, and his team consistently provides valuable assistance in every detail. Their support is greatly appreciated and makes a significant difference.
John Chavez
Reply from John Gabaldon
March 2nd, 2026 09:44 PM
It's great to know that you found my lending services and the assistance provided by my team valuable, John. Your recognition of our support means a lot. Please feel free to reach out if there's anything further I can assist you with.
Thank you Gavaldon for making this process smooth and stress free.! You are the best 🤍
Reply from Owner
May 27th, 2026 02:33 PM
I'm pleased to hear that the process was smooth and stress-free for you, Lesly. I truly appreciate your kind words. If you ever need anything else or have questions in the future, feel free to reach out.
Gavaldon new two years ago what my goal was. He made sure to check up on me to remind me of my goal. The whole process was smooth. If I needed to submit more info his team was on it! they have excellent communication with each other and they...
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Reply from John Gabaldon
February 27th, 2026 04:18 PM
It's rewarding to hear how the process unfolded smoothly for you, Lesly. I'm glad to have had the opportunity to work together in keeping your goals front and center. Knowing that my team was responsive and communicative makes a real difference,...
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Navan Y
Reply from Owner
February 26th, 2026 03:42 PM
Thank you for taking the time to rate your experience, Navan. If you need any assistance or have questions in the future, feel free to reach out.
Everything went smooth everything went according to plan and you guys made it happen and I really appreciate it thank you guys for the amazing work
Reply from John Gabaldon
February 26th, 2026 02:16 PM
It's great to know that everything went smoothly and as planned, Navan. I truly appreciate your kind words and am pleased to have been a part of making it happen for you. Should you need any further assistance or have any questions, please...
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Good service
Reply from John Gabaldon
February 18th, 2026 05:03 PM
I'm pleased to hear you found the service satisfactory. If there's anything more I can do for you or if you have any questions, please feel free to reach out.
Very organized and always return my calls. Best lenders in town
Reply from John Gabaldon
February 17th, 2026 03:23 PM
Thank you for sharing your positive experience, Ruben. I'm glad to hear that you found the process organized and that communication was consistent. If you have any further questions or need assistance in the future, I'm here to help.
They went above and beyond to make sure we got a loan that worked for us and didn’t waste any time getting it done.
Reply from Owner
February 17th, 2026 03:42 PM
I appreciate your kind words, Chris. I'm glad I could assist in finding the right loan for you efficiently. If you ever have more questions or need further assistance, I'm here to help.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from MasterG006
Reply from Owner
February 16th, 2026 04:13 PM
I appreciate your perfect rating, MasterG006. If you have any further thoughts or need anything else, feel free to reach out.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions