John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The team was very helpful and made my experience very easy and pleasan.
Reply from John Gabaldon
March 16th, 2026 05:55 PM
I appreciate your feedback, Roxanna. It's good to know that the team was able to support you and make your experience easy and pleasant. If you have any further questions or need any assistance down the line, please don't hesitate to reach...
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All the teams are very professional, answer all the questions, always ready to help, thanks.
Reply from John Gabaldon
March 16th, 2026 08:18 PM
I'm glad to hear you found the team's professionalism and readiness to help beneficial, Nivia. Providing clear answers and support is a priority for me, so your feedback is appreciated. If you have any further questions or need assistance,...
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Gave high rate
Reply from Owner
September 16th, 2026 02:31 PM
Hello Nawaraj, we’re surprised and so sorry to receive this feedback from you. If you would, please call us directly so we can discuss your transaction with you, to learn more.
It was all a very quick and easy process and Johns team answered any questions I had.
Reply from John Gabaldon
March 11th, 2026 05:34 PM
I'm pleased to know that the process was quick and easy for you, Oswaldo. Ensuring your questions are answered is important to me, and I'm glad my team could assist. If you need anything else in the future, please feel free to reach out.
John Gabaldon and his team were an excellent resource in my journey as a first-time home buyer. They were always available to answer my questions and explain things in a way that made sense to the average person. Their team was always fast...
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Reply from John Gabaldon
March 9th, 2026 05:49 PM
It's great to hear that you felt supported and confident during your first home buying journey, Luke. I strive to ensure all my clients can easily understand the process and have their questions answered promptly. Your recommendation is valued,...
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I had an amazing experience working with my lender throughout the entire home buying process. From start to finish, they were professional, responsive, and incredibly knowledgeable. They took the time to explain every step clearly, answered...
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Reply from John Gabaldon
March 6th, 2026 04:53 PM
I'm glad to hear that your home buying experience was positive and smooth, Evelyn. It's rewarding to know that my efforts to provide clear communication and timely support were helpful. Thank you for your recommendation. If you have any further...
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John and his team were very knowledgeable and really helped us through this process. I am forever thankful!
Reply from John Gabaldon
March 5th, 2026 08:40 PM
I'm very grateful to hear that you found the support and expertise from my team helpful throughout the process, Brianna. Your appreciation means a lot to me. If there's anything else you need in the future, please feel free to get in touch.
John communicated well and his team was very helpful. I highly recommend if you are in the market for a home.
Reply from Owner
March 2nd, 2026 03:37 PM
It's great to know that my communication and support made a positive impact on your experience, Cathy. I appreciate your recommendation and am glad you found the team helpful. If you have any questions or need assistance in the future, feel...
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The team made it very easy and communicated well. Nice team to work with. I have a few friends now interrated and I'm going to recommend your team. Thank you again.
Reply from John Gabaldon
March 2nd, 2026 07:53 PM
I'm pleased to hear that the process was made easy for you and that the communication was clear, Catherine. Thank you for considering recommending my team to your friends. If there's anything more I can help with, don't hesitate to reach out....
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Cecilia B
Reply from Owner
March 2nd, 2026 03:37 PM
I appreciate the positive rating, Cecilia. Thank you for your support.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions