John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I recently went through the home buying process, and I couldn’t be happier with the experience. From start to finish, everything was handled professionally, efficiently, and with genuine care. Buying a home can be stressful, but the team made...
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Reply from John Gabaldon
March 25th, 2026 03:13 PM
Your experience with us during your home buying journey is truly appreciated, Nelson. It's gratifying to hear that everything was handled professionally and with genuine care, making the process smooth and manageable for you. Jasmine is indeed...
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Martin S
Reply from Owner
March 26th, 2026 02:18 PM
I appreciate your 5-star rating, Martin. If there's anything else you need, feel free to get in touch.
John and his team are great people not only do they do their work very professionally but they care about you like family and that makes a huge difference.
Reply from John Gabaldon
March 25th, 2026 03:11 PM
Thank you for your thoughtful feedback, Martin. It's important to me that my team and I provide both professional service and a caring, personal touch. Knowing that this approach made a difference in your experience is incredibly valuable....
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(Translated by Google) It was a wonderful experience; John's team made everything easier and simpler.
(Original)
Fue una experiencia maravillosa el equipo de john hizo todo más fácil y sencillo
Reply from Owner
March 23rd, 2026 03:18 PM
I'm grateful for your feedback, Roxanna. Making the process easier and simpler is always my aim, and I'm pleased to hear that this translated into a wonderful experience for you. If you have any more questions or need further assistance, please...
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Great company really helpful and knowledgeable and operational online to make things 10 times easier
Reply from Owner
March 23rd, 2026 03:18 PM
I'm glad to hear that you found the process smooth and the online operations helpful, Danny. Making things easier and providing knowledgeable assistance is always my goal. If you have any more questions or need further assistance, feel free...
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Waterstone mortgage was great and made getting a home for the fost first time easy. They are super helpful and I would definitely recommend them to some one trying to own a home!
Reply from John Gabaldon
March 23rd, 2026 01:30 PM
I appreciate your kind words, Danny. Making the home buying process easy and accessible is a priority for me, especially for first-time buyers. Your recommendation is valued, and if you have further questions or need assistance in the future,...
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Easy, great experience. John was very knowledgeable and kept us informed the entire process.
Reply from John Gabaldon
March 20th, 2026 01:38 PM
Thanks for sharing your experience, Aberta. It’s great to hear that you found the process smooth and well-informed. I strive to keep everyone updated and am glad it made a difference for you. If there's anything else you need, I'm here to help....
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Excelente!!!!
Reply from John Gabaldon
March 19th, 2026 03:15 PM
Thank you for your review, Belem. I'm pleased to know you had an excellent experience. If there's anything more I can do for you, please don't hesitate to get in touch.
Working with John and his team is always a great experience. They are accurate, quick and professional. A true delight to do business with.
Reply from John Gabaldon
March 19th, 2026 02:59 PM
I'm grateful for your feedback, Matthew. Knowing that you find working with my team and me to be a smooth and professional experience means a lot. If there's ever anything more I can do for you, please feel free to reach out.
Great communication from his team1
Reply from John Gabaldon
March 17th, 2026 03:45 PM
I'm pleased to hear you had a positive experience with the team's communication, Patricia. It's essential for me to ensure everything is clear and well-addressed. If there's anything else I can assist you with, don't hesitate to let me know....
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions