John Gabaldon at Waterstone Mortgage NMLS #422738's Cover Image
John Gabaldon at Waterstone Mortgage NMLS #422738 - Loan Originator in Albuquerque, NM

John Gabaldon at Waterstone Mortgage NMLS #42...

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Loan Originator

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University of New Mexico
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Company Logo
University of New Mexico
University of New Mexico
Overall Ratings
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5 Star
97%
4 Star
3%
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Reviews from Web
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    Anthony B
    Posted on April 21st, 2026 03:18 PM
    John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 4 star rating from Anthony B
    Reply from Owner
    April 29th, 2026 02:57 PM
    Thank you for the positive rating, Anthony. If you have any questions or need further assistance, feel free to reach out.
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    Anthony M B
    Los Lunas, NM
    Posted on April 21st, 2026 03:18 PM
    very patient and helpful for a first time home buyer
    Reply from John Gabaldon
    April 28th, 2026 03:19 PM
    I appreciate your kind words, Anthony. I'm glad I could assist you through the process as a first-time home buyer. If you have any more questions or need further assistance, please don't hesitate to reach out.
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    Shorty B
    Posted on April 20th, 2026 04:07 AM
    John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Shorty B
    Reply from Owner
    April 27th, 2026 02:59 PM
    Thank you, Shorty! I appreciate your positive rating and am here to assist you whenever needed.
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    Angel M B
    Rio Communities, NM
    Posted on April 20th, 2026 04:06 AM
    Everything went well!
    Reply from John Gabaldon
    April 27th, 2026 05:35 PM
    I'm glad to hear that everything went well, Angel! If you have any future needs or questions, I'm here to help.
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    Edgar D
    Posted on April 9th, 2026 10:46 PM
    John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Edgar D
    Reply from Owner
    April 17th, 2026 03:04 PM
    Thank you, Edgar, for the great rating. I appreciate your support and look forward to assisting you in the future.
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    Edgar D
    Albuquerque, NM
    Posted on April 9th, 2026 10:46 PM
    John's great!
    Reply from John Gabaldon
    April 17th, 2026 03:56 PM
    Thank you, Edgar! I'm happy to hear that you had a positive experience. If you ever need assistance in the future, feel free to reach out.
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    Jonathan L
    Albuquerque, NM
    Posted on April 4th, 2026 02:41 PM
    Everyone was helpful
    Reply from John Gabaldon
    April 13th, 2026 04:34 PM
    I'm glad to hear that you found everyone helpful, Jonathan. If there's anything more I can do for you, please let me know.
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    Bobbi J
    Albuquerque, NM
    Posted on April 3rd, 2026 03:05 PM
    John and his whole team are extremely proficient and very well coordinated with each other. We just closed a very difficult loan and it was ahead of schedule! Kuddos to the whole team!!!
    Reply from John Gabaldon
    April 10th, 2026 03:06 PM
    I'm thankful for your remarks, Bobbi. It's rewarding to know that you found my team at Waterstone Mortgage proficient and well-coordinated, especially during what sounds like a challenging loan process. Your acknowledgment means a lot, and...
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    Lidia T
    Albuquerque, NM
    Posted on April 3rd, 2026 12:32 AM
    John and his team are great! Very responsive and professional!
    Reply from John Gabaldon
    April 10th, 2026 01:44 PM
    I'm grateful for your kind remarks, Lidia. It means a lot to hear that you found me and my team at Waterstone Mortgage responsive and professional. If there's anything more I can do to assist you, please feel free to reach out.
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    Juan D
    Albuquerque, NM
    Posted on March 31st, 2026 02:11 PM
    John Gabaldon and his team at Waterstone Mortgage are top-tier. I’ve worked with them on multiple deals, and they deliver every single time.They handle my clients with care, stay on top of every detail, and make sure all deadlines and paperwork...
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    Reply from John Gabaldon
    April 7th, 2026 02:12 PM
    It's great to hear such positive feedback about your experiences with me and my team, Juan. I’m committed to providing attentive and reliable service, whether it's handling details or ensuring clear communication throughout the process. Knowing...
    read more
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    About
    A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    First Time Home Buyer Zero Down Payment Programs
    VA loans
    Conventional loans
    FHA loans
    Spanish Speaking
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    Education
    • University of New Mexico
      Aug 1998 -Jun 2001
      University of New Mexico logo
    Memberships
    • NAHREP

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS #422738
    Achievements
    • #1 Lender in NM in 2024
    Hobbies
    • Watching sons play baseball
    • Working out
    • Spending time with wife
    • View All
    Disclaimer
    New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions