

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 4 star rating from Anthony B
Reply from Owner
April 29th, 2026 02:57 PM
Thank you for the positive rating, Anthony. If you have any questions or need further assistance, feel free to reach out.
very patient and helpful for a first time home buyer
Reply from John Gabaldon
April 28th, 2026 03:19 PM
I appreciate your kind words, Anthony. I'm glad I could assist you through the process as a first-time home buyer. If you have any more questions or need further assistance, please don't hesitate to reach out.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Shorty B
Reply from Owner
April 27th, 2026 02:59 PM
Thank you, Shorty! I appreciate your positive rating and am here to assist you whenever needed.
Everything went well!
Reply from John Gabaldon
April 27th, 2026 05:35 PM
I'm glad to hear that everything went well, Angel! If you have any future needs or questions, I'm here to help.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Edgar D
Reply from Owner
April 17th, 2026 03:04 PM
Thank you, Edgar, for the great rating. I appreciate your support and look forward to assisting you in the future.
John's great!
Reply from John Gabaldon
April 17th, 2026 03:56 PM
Thank you, Edgar! I'm happy to hear that you had a positive experience. If you ever need assistance in the future, feel free to reach out.
Everyone was helpful
Reply from John Gabaldon
April 13th, 2026 04:34 PM
I'm glad to hear that you found everyone helpful, Jonathan. If there's anything more I can do for you, please let me know.
John and his whole team are extremely proficient and very well coordinated with each other. We just closed a very difficult loan and it was ahead of schedule! Kuddos to the whole team!!!
Reply from John Gabaldon
April 10th, 2026 03:06 PM
I'm thankful for your remarks, Bobbi. It's rewarding to know that you found my team at Waterstone Mortgage proficient and well-coordinated, especially during what sounds like a challenging loan process. Your acknowledgment means a lot, and...
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John and his team are great! Very responsive and professional!
Reply from John Gabaldon
April 10th, 2026 01:44 PM
I'm grateful for your kind remarks, Lidia. It means a lot to hear that you found me and my team at Waterstone Mortgage responsive and professional. If there's anything more I can do to assist you, please feel free to reach out.
John Gabaldon and his team at Waterstone Mortgage are top-tier. I’ve worked with them on multiple deals, and they deliver every single time.They handle my clients with care, stay on top of every detail, and make sure all deadlines and paperwork...
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Reply from John Gabaldon
April 7th, 2026 02:12 PM
It's great to hear such positive feedback about your experiences with me and my team, Juan. I’m committed to providing attentive and reliable service, whether it's handling details or ensuring clear communication throughout the process. Knowing...
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions