

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Thank you for your help John !
Reply from John Gabaldon
May 7th, 2026 05:03 PM
You're welcome, Joleene! I'm happy I could help. If you have any more questions or need further assistance, feel free to reach out.
The process was super simple and everything was laid out and easy to understand. Even when we had a misunderstanding on the down payment amount, the communication was clear and it was fixed very quickly.
Reply from John Gabaldon
May 7th, 2026 07:17 PM
I'm pleased to hear that the process was simple for you, Nolan. It's great that we could resolve the misunderstanding quickly. If you have any more questions or need further assistance, please feel free to reach out.
My experience was excellent. I highly recommend John Gabaldon's team—they are very professional in every respect.
Reply from Owner
May 5th, 2026 02:48 PM
Thank you, Carlos, for your positive feedback. I'm grateful for your recommendation and pleased to hear that you found our team to be professional in every respect. If you ever need further assistance, please don't hesitate to reach out.
John and his team were very helpful throughout the whole proccess. Was able to answer all our questions and helped facilitate a timely closing.
Reply from John Gabaldon
May 4th, 2026 02:56 PM
I'm grateful to hear that you found my team and me helpful, Ryan. It's good to know we could assist you with your questions and ensure a timely closing. If there's anything else you need, please don't hesitate to reach out.
Hi there! Thanks so much for all your attention.
All the best!
Rodney
Reply from John Gabaldon
May 4th, 2026 08:00 PM
Hi Rodney! Thank you for your kind words. I'm glad I could provide the attention you needed. All the best to you as well!
Very responsive, knowledgeable, and helpful.
Reply from John Gabaldon
May 4th, 2026 06:31 PM
I appreciate your kind words, Christian. I'm pleased to know that you found my responsiveness and knowledge helpful. If there's anything else I can assist you with, please feel free to reach out.
Excelente trabajo
Reply from John Gabaldon
May 4th, 2026 07:16 PM
Gracias, Carlos. Me alegra saber que estás satisfecho con mi trabajo. Si necesitas más ayuda, no dudes en decírmelo.
They helped me and advised me, they were very friendly and very friendly, they are very professional, the whole process was very fast, thank you
Reply from John Gabaldon
May 1st, 2026 06:43 PM
I'm glad to hear you found the process fast and professional, Sandra. Thank you for your kind words, and if there's anything more I can do to assist you, please let me know.
John has always been such a reliable and helpfull Loan Officer and between him and his bilingual team makes it much easier to work ang get loans closed with my Spanish speaking buyers.
Thank you all!!!
Reply from John Gabaldon
May 1st, 2026 05:41 PM
Thank you for sharing your experience, Sandra. I'm grateful to hear that my team and I have been able to support you and your Spanish-speaking buyers effectively. If there's anything else you need, please feel free to reach out.
Great communication
Reply from John Gabaldon
April 29th, 2026 04:40 PM
I'm pleased to hear that you found the communication great, Pedro. If you need anything else or have further questions, feel free to reach out.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions