John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Answered all questions and were helgul through the whole process
Reply from John Gabaldon
May 18th, 2026 07:01 PM
Fatima, I'm pleased to know that all your questions were answered and that you felt supported throughout the process. If you have any more questions or need further assistance, please feel free to reach out.
Instructions were clear and everybody was super nice!
Reply from John Gabaldon
May 15th, 2026 02:28 PM
Jason, I'm happy to hear that you found the instructions clear and appreciated the kindness of everyone involved. If there's anything else I can assist you with, please let me know.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Ravi P
Reply from Owner
May 14th, 2026 02:48 PM
Ravi, thank you for the perfect rating. If you ever need assistance, I'm here to help.
Absolutely stellar service, no delays, helped get the interest rate down efficiently.
100% will come back again.
Reply from John Gabaldon
May 13th, 2026 04:29 PM
Ravindra, I'm glad to hear that you received stellar service and that I could assist in getting the interest rate down efficiently. It's great to know you plan to return, and I'm here whenever you need assistance.
I had nothing but a good experience working with you and your team! I especially appreciated how you always got back to me right away and took the time to answer all of my questions clearly. You made the whole process so much easier, and I’m...
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Reply from Owner
May 12th, 2026 02:48 PM
Montserrat, I'm grateful for your kind feedback and pleased that you had a positive experience with me and my team. It's nice to know that my prompt responses and clear communication were helpful to you. If there's anything else you need, please...
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I had nothing but a good experience working with you and your team! I especially appreciated how you always got back to me right away and took the time to answer all of my questions clearly. You made the whole process so much easier, and I’m...
read more
Reply from John Gabaldon
May 12th, 2026 02:40 PM
Monserrat, I appreciate your kind words and am pleased to hear that you had a good experience with me and my team. It's great to know that my prompt responses and clear answers were helpful to you. If you need any further assistance, please...
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He has one of the best teamwork
Reply from John Gabaldon
May 11th, 2026 05:43 PM
Anonio, I appreciate your positive feedback about the teamwork. It's great to know that you had a good experience with us. If you have any further comments or need assistance, feel free to let me know.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Bryce V
Reply from Owner
May 8th, 2026 02:48 PM
Thank you, Bryce, for the 5-star rating. I appreciate your support!
John and his team were quick and very easy to work with. Great experience. Laura Maez sent some confidential documents to one of my coworkers that should have never recieved them. Hopefully she can learn from this mistake in the future and...
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Reply from John Gabaldon
May 8th, 2026 02:19 PM
Thank you, Chandler, for your feedback and recommendation. I'm glad to hear you found working with us to be a great experience. I apologize for the issue with the documents and appreciate your understanding. Please feel free to reach out directly...
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Very helpful team and couldn’t be more grateful to go with Waterstone mortgage
Reply from Owner
May 8th, 2026 02:48 PM
Thanks, Joleene, for your kind words. I'm glad to hear that you found our team helpful and that you had a positive experience with Waterstone Mortgage. If there's anything more I can assist you with, please don't hesitate to reach out.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions