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John Dutra - Loan Officer | NMLS #248841 in San Diego, CA

John Dutra

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Loan Officer | NMLS #248841

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My passion has been for serving. In my church, for my country, for my city, and for my clients. For the past 25+ years, that means taking care of my mortgage clients with the best and most advantageous means possible. I have helped many and... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
90%
4 Star
8%
3 Star
2%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Carl M
    Livermore, CA
    Posted on August 10th, 2025 10:38 PM
    It was a difficult transaction. John Dutra made a point of getting the best possible loan for the buyers in unusual circumstances.
    Reply from John Dutra
    August 10th, 2025 11:47 PM
    Thank you very much Carl -- you know how much I appreciate this!
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    Nathan D P
    Tracy, CA
    Posted on May 18th, 2025 03:50 PM
    John was amazing to work with , always responsive, informative, and willing to explain every step of the process I would recommend John to anyone and everyone for their financing needs
    Reply from John Dutra
    May 18th, 2025 06:58 PM
    I am so happy for you - all three of you! Call me anytime with any questions and I will be sure to help. Love you much, John Oh, and thank you for that rating!
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    Michelle Z
    Tracy, CA
    Posted on May 16th, 2025 06:00 PM
    John did a great job . I will definitely refer him in the future if I have anybody llooking for a lender.
    Reply from John Dutra
    May 16th, 2025 07:23 PM
    I'm thrilled to hear that you had a positive experience, Michelle. It was a pleasure assisting you, and I truly appreciate your willingness to refer me in the future. Thank you for your kind words.
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    Michelle B
    Oakland, CA
    Posted on February 17th, 2025 04:00 PM
    John has excellent customer service, knowlegable on the entire process. I greatly appreciated how he was easily available and gave quick responses. John was able to support my sister and I through the process with the upmost respect, dilgence...
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    Reply from John Dutra
    February 17th, 2025 04:20 PM
    And we are not done yet! Thank you for your kindness and your words, Michelle. Praying that God blesses you this year and that you have all you need. Thank you again and you know I will be in touch!
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    JEFF R
    SAN DIEGO, CA
    Posted on December 5th, 2024 01:55 AM
    He really helped make it a smooth transaction for all involved with great communication.
    Reply from John Dutra
    May 19th, 2025 11:26 PM
    Thank you for your kind words. Anything I can do to help you in the future, let me know
  • Encompass
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    Niranjan K
    SAN DIEGO, CA
    Posted on December 3rd, 2024 05:12 PM
    He was very patient to explain every single thing since we were first time home buyers it was very helpful.
    Reply from John Dutra
    December 3rd, 2024 10:49 PM
    I'm thrilled to hear that you found my guidance beneficial, Niranjan. It's always a pleasure to help first-time home buyers navigate through the process. Reviews like yours make every effort worthwhile and mean a lot to me. Thank you for taking...
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  • Encompass
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    Edward L
    NEWARK, CA
    Posted on September 2nd, 2024 04:22 AM
    John was very helpful and very knowledgeable. He was able to assist us with our mortgage loan needs.
    Reply from John Dutra
    May 19th, 2025 11:27 PM
    Edward, So grateful to you and Ana -- blessings on you both. How is it going?
  • Encompass
    B
    Bradley R
    Castro Valley, CA
    Posted on July 9th, 2024 01:27 AM
    John was a lifesaver when we needed him the most. He immediately took the initiative, keeping both myself and my client informed throughout the entire process. It was an excellent experience all around, and I look forward to doing more business...
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    Reply from John Dutra
    May 19th, 2025 11:27 PM
    Bradley - I have so much respect for you brother. Thank you and let me know how I can help you in the future
  • Encompass
    S
    Swetha V
    Castro Valley, CA
    Posted on July 3rd, 2024 03:12 PM
    John’s availability on the phone / email to answer our questions. Also, looking forward to our continued relationship during our home ownership journey.
    Reply from John Dutra
    July 3rd, 2024 04:38 PM
    Swetha, I am grateful for your kind words. Please know that you will have questions far beyond what we accomplished this past month. I am a life-long resident here in the Bay Area, have served on multiple commissions and Boards and am proud...
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    John R H
    Union City, CA
    Posted on October 27th, 2023 11:25 PM
    Good people with great attitudes and support during a difficult process!
    Reply from John Dutra
    October 28th, 2023 01:59 AM
    John, Thank you for the rating. I noticed you dropped my rating in two areas and wanted to find out how I could have done better for you both. Let me know when you can as I am always looking to improve. Best always, John
  • 11–20 of 62
    About
    My passion has been for serving. In my church, for my country, for my city, and for my clients. For the past 25+ years, that means taking care of my mortgage clients with the best and most advantageous means possible. I have helped many and then been able to help their families and children over the years. I also volunteer — past President of the Washington Hospital Foundation, current President of Niles Rotary, and past Chair for the City of Fremont’s Economic Advisory and Parks and Recreation commissions. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    Digital HELOC*
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 248841
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235