John Dutra
Loan Officer | NMLS #248841
My passion has been for serving. In my church, for my country, for my city, and for my clients. For the past 25+ years, that means taking care of my mortgage clients with the best and most advantageous means possible. I have helped many and...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
We have been working with John Dutra for a long time. We trust his advice and he provides great service.
Reply from John Dutra
April 27th, 2026 04:41 PM
Yesenia,
You both have been so gracious! Thank you for taking the time. I hope you all have an amazingly blessed summer!
John has helped me in the past he is always knowledgeable, supportive and quick with everything . Thanks John!
Reply from John Dutra
April 26th, 2026 09:07 PM
Luis,
Thank you so much for your kind words and thoughts. It means a lot, and it makes my boss very happy! LOL I hope this solves so many concerns and that you enjoy a wonderful summer!
Blessings, John
John has a knack for seeing industry trends and communicating what it meant, specifically for our situation and needs. He was in constant communication. We always knew what was next and he answers questions like no other, even when repeated,...
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Reply from John Dutra
February 20th, 2026 08:05 PM
Thank you so much for taking the time and for the nice review. It is more important that I am there for you -- even beyond the day you closed, so reach out to me anytime with questions. I am in Texas right now, enjoying my new granddaughter,...
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We were trying to purchase our condo during the busy Christmas season. Yet, John Dutra and his staff didn't miss a heartbeat in processing, making the experience a smooth one. They are definitely pros.
Reply from John Dutra
January 17th, 2026 05:52 PM
Cathrina,
I am so blessed to have been able to help you and your family. Many thanks for that incredible rating! Have a blessed New Year, and thank you, again!
Communication.
Reply from John Dutra
January 22nd, 2026 09:16 PM
I'm glad to know that communication was a positive part of your experience, Caesar. It's my goal to ensure clarity and understanding throughout the process. Should you have any questions or need further assistance, feel free to reach out.
His patience to answer all my questions
Reply from John Dutra
January 20th, 2026 08:11 PM
I appreciate you recognizing my patience, Niranjan. It's important to me that all your questions are thoroughly addressed, and I'm glad I could assist you effectively. If you need any further help or guidance in the future, please feel free...
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Very smooth transaction Thanks John
John was careful to kep us in the loop throughout the process. Unfortunately an appraisal was not completed even though the appraiser said he completed the review but clearly did not. This was totally out of Johns control. Othe than that all...
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Reply from John Dutra
September 8th, 2025 05:10 PM
Thank you both so much for nice review -- it helps a great deal!!! Have a wonderful week. Now you can get busy on that beautiful home!
Very helpful and informative
Reply from John Dutra
September 8th, 2025 05:11 PM
Samantha,
Many thanks for the kind review. I hope you both are enjoying your beautiful home. Welcome, neighbor! John
The knowledge and how fast everything went
Reply from John Dutra
August 12th, 2025 03:51 PM
I'm glad to hear you were pleased with the speed and knowledge I provided, Steven. It's important to me that the process feels smooth and well-informed. Thank you for sharing your experience and for your trust in Synergy One Lending, Inc. If...
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About
My passion has been for serving. In my church, for my country, for my city, and for my clients. For the past 25+ years, that means taking care of my mortgage clients with the best and most advantageous means possible. I have helped many and then been able to help their families and children over the years. I also volunteer — past President of the Washington Hospital Foundation, current President of Niles Rotary, and past Chair for the City of Fremont’s Economic Advisory and Parks and Recreation commissions. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
Search Rank ScoreLearn More →
130
/850
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 248841
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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