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John Carvalho at CrossCountry Mortgage
Branch Manager | NMLS #280297

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
John was FANTASTIC throughout the entire process -- his understanding of the process and clear communication was super helpful, especially to a first-time homebuyer. I wouldn't hesitate to work with john at all! great info and great rates
John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Summit G A D
Reply from Owner
June 22nd, 2026 07:50 PM
Thank you for your 5-star review! We appreciate your support of The Carvalho Group at CrossCountry Mortgage and are grateful for the opportunity to assist with your mortgage financing needs.
John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Summit G A D
was great pleasure to work with you guys, and I didn't get no hard time from Mortgage. It was very mild and very high approach to have this opportunity. Mr. John the great man his firm is very great people working with him. God bless him. IGod...
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Reply from John Carvalho
April 19th, 2025 03:18 PM
I'm thrilled to hear about your positive experience and the longstanding relationship we've built over the past 10 years. It's wonderful to know that our efforts have made the mortgage process smooth and satisfying for you and your referrals....
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John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Valeria N
Reply from Owner
June 22nd, 2026 07:50 PM
Thank you, Valeria! We’re delighted to know you had a positive experience with The Carvalho Group at CrossCountry Mortgage and appreciate your trust in our mortgage lending team.
John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Valeria N
John and his team are the absolute best in what they do. Worked with John in different transactions since 2018 and never had an issue. everything runs nice and smooth beginning to end. 💯 recommend
Reply from John Carvalho
March 2nd, 2025 01:06 AM
Valeria, I’m thrilled to hear such positive feedback from you! It's been a pleasure working with you on multiple transactions since 2018. Knowing that everything has been smooth and seamless each time is exactly what we aim for. Your recommendation...
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John provided fantastic customer support. He gave us with clear guidance throughout the process whenever we had questions, including nights and weekends.
The team were so helpful and work me through the loan process, always willing to help and get issues resolved immediately without delays.
Reply from John Carvalho
January 26th, 2025 02:36 PM
I'm delighted to hear that you had a positive experience with us at CrossCountry Mortgage, LLC, Ayodele. Your feedback is very appreciated. It's always our top priority to help our customers and resolve issues as quickly as possible. Thank...
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John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Anna S
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 280297
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095