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John Carvalho at CrossCountry Mortgage - Branch Manager | NMLS #280297 in Union, NJ
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John Carvalho at CrossCountry Mortgage

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Branch Manager | NMLS #280297

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • google
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    Michael L
    Posted on April 21st, 2025 08:56 PM
    John was FANTASTIC throughout the entire process -- his understanding of the process and clear communication was super helpful, especially to a first-time homebuyer. I wouldn't hesitate to work with john at all! great info and great rates
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    Summit G A D
    Posted on April 12th, 2025 03:15 PM
    John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Summit G A D
    Reply from Owner
    June 22nd, 2026 07:50 PM
    Thank you for your 5-star review! We appreciate your support of The Carvalho Group at CrossCountry Mortgage and are grateful for the opportunity to assist with your mortgage financing needs.
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    Summit G A D
    Posted on April 12th, 2025 03:15 PM
    John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Summit G A D
  • API
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    IMTIAZ R
    Jersey City, NJ
    Posted on April 12th, 2025 03:15 PM
    was great pleasure to work with you guys, and I didn't get no hard time from Mortgage. It was very mild and very high approach to have this opportunity. Mr. John the great man his firm is very great people working with him. God bless him. IGod...
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    Reply from John Carvalho
    April 19th, 2025 03:18 PM
    I'm thrilled to hear about your positive experience and the longstanding relationship we've built over the past 10 years. It's wonderful to know that our efforts have made the mortgage process smooth and satisfying for you and your referrals....
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    Valeria N
    Posted on February 23rd, 2025 01:04 AM
    John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Valeria N
    Reply from Owner
    June 22nd, 2026 07:50 PM
    Thank you, Valeria! We’re delighted to know you had a positive experience with The Carvalho Group at CrossCountry Mortgage and appreciate your trust in our mortgage lending team.
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    Valeria N
    Posted on February 23rd, 2025 01:04 AM
    John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Valeria N
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    Valeria N
    West Long Branch, NJ
    Posted on February 23rd, 2025 01:03 AM
    John and his team are the absolute best in what they do. Worked with John in different transactions since 2018 and never had an issue. everything runs nice and smooth beginning to end. 💯 recommend
    Reply from John Carvalho
    March 2nd, 2025 01:06 AM
    Valeria, I’m thrilled to hear such positive feedback from you! It's been a pleasure working with you on multiple transactions since 2018. Knowing that everything has been smooth and seamless each time is exactly what we aim for. Your recommendation...
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    ADAM P
    Cranford, NJ
    Posted on February 21st, 2025 03:12 PM
    John provided fantastic customer support. He gave us with clear guidance throughout the process whenever we had questions, including nights and weekends.
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    AYODELE O
    Newark, NJ
    Posted on January 19th, 2025 02:34 PM
    The team were so helpful and work me through the loan process, always willing to help and get issues resolved immediately without delays.
    Reply from John Carvalho
    January 26th, 2025 02:36 PM
    I'm delighted to hear that you had a positive experience with us at CrossCountry Mortgage, LLC, Ayodele. Your feedback is very appreciated. It's always our top priority to help our customers and resolve issues as quickly as possible. Thank...
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    Anna S
    Posted on January 16th, 2025 09:51 PM
    John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Anna S
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 280297
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS