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John Carvalho at CrossCountry Mortgage - Branch Manager | NMLS #280297 in Union, NJ
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John Carvalho at CrossCountry Mortgage

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Branch Manager | NMLS #280297

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • API
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    Xiomaris P
    Watchung, NJ
    Posted on July 15th, 2025 04:18 PM
    There didn't seem to be much communication within CCM as we were asked for the same documents over and over again by different people. John was good at answering our questions.
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    Eric W
    Posted on July 9th, 2025 02:09 PM
    John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Eric W
    Reply from Owner
    January 7th, 2026 10:01 PM
    Thanks Eric! Appreciate the review. I enjoyed working with you!
  • SFTP
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    ERIC W
    Newark, NJ
    Posted on July 9th, 2025 02:08 PM
    The entire process was striaght foward and consistant with what was express at the beginning of the process. The loans was closed in the time frame expressed at the beginning of the process.Most importantly the entire team was pleasant and...
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    Reply from John Carvalho
    July 16th, 2025 02:10 PM
    Thank you, Eric, for sharing your positive feedback. I'm pleased to hear that the process was straightforward and consistent with our initial discussions. Closing within the planned time frame is always a priority, and I'm glad we achieved...
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    RAFAEL P
    Newark, NJ
    Posted on July 8th, 2025 03:58 AM
    John is the man !
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    Frank J
    Westfield, NJ
    Posted on July 7th, 2025 02:36 AM
    John went above and beyond to ensure a smooth and stress free process from start to finish.
    Reply from John Carvalho
    July 14th, 2025 02:37 AM
    Thank you so much, Frank, for your kind words. I'm really glad to hear that you found the process smooth and stress-free. It was my pleasure to assist you every step of the way. If you have any more questions or need further assistance in the...
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    Mouti A
    Posted on June 4th, 2025 12:03 AM
    They helped me a lot. They worked hard to make the deal. Without them I don’t know if I could’ve closed down on the house. Fast and reliable as well. Truly Appreciate it.
    Reply from Owner
    April 3rd, 2026 06:35 PM
    Thank you for sharing your experience! We're so glad to hear that their hard work and reliability helped you close on your house. We truly appreciate your trust and are happy we could assist you!
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    Mouti A
    East Orange, NJ
    Posted on May 30th, 2025 11:13 PM
    It was quick fast and easy. 100 times better then the banks. Truly appreciate it .
    Reply from John Carvalho
    June 6th, 2025 11:14 PM
    I'm thrilled to hear that you found the process quick and easy, Mouti. It was a pleasure assisting you, and I appreciate your kind words about your experience with CrossCountry Mortgage, LLC.
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    Vincent R
    Cranbury, NJ
    Posted on May 20th, 2025 02:39 AM
    John provided excellent and prompt service from the first day of contact to the last day when the mortgage was approved. His team including Ashley and Jeff was also very professional and provided diligent follow up. I will most certainly refer...
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    Kenneth H
    RAHWAY, NJ
    Posted on May 19th, 2025 06:20 PM
    The team at CrossCountry Mortgage made it possible for us to secure a mortgage and move into our beautiful new home. John and Stephanie were especially helpful—they answered all of our questions with honesty and clarity. Their expertise made...
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    Reply from John Carvalho
    May 26th, 2025 06:24 PM
    I'm thrilled to hear that your experience with CrossCountry Mortgage was smooth and stress-free. It was a pleasure working with both you and Stephanie to help you secure your mortgage and move into your new home. Your kind words and gratitude...
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    John M
    Matawan, NJ
    Posted on April 23rd, 2025 07:01 PM
    The team nothing short of Amazing!!
    Reply from John Carvalho
    April 30th, 2025 07:04 PM
    Thank you for your kind words! I'm thrilled to hear that you had an amazing experience with our team. It was a pleasure assisting you.
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 280297
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS