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John Carvalho at CrossCountry Mortgage
Branch Manager | NMLS #280297
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
John is good in responding to email and phone calls. He always was checking on me even after the closing day
Reply from John Carvalho at CrossCountry Mortg...
November 14th, 2025 03:50 PM
I'm glad to hear that my communication met your expectations, Lihndan. Staying connected even beyond the closing day is something I value, as it helps ensure everything goes smoothly. If you have any other questions or need further assistance,...
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Was always available when i I had questions and appreciated the prompt replies throughoit The entire preliminary approval process and through the final mortgage
Reply from John Carvalho
November 7th, 2025 04:57 PM
I'm grateful for your feedback, Nicholas. It's great to know that my availability and prompt communication met your expectations throughout the approval and final mortgage stages. Should you have more questions or need further assistance, feel...
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John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Mitchell M
Reply from Owner
January 7th, 2026 09:57 PM
Thanks Mitchell! Glad we were able to help on your loan!
John was great Took care of my needs and the needs of my family
Reply from John Carvalho
November 7th, 2025 06:36 PM
I appreciate your feedback, Mitchell. It's important to me to not only address your needs but also those of your family. If there's anything more I can assist with, feel free to reach out.
John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Tim200
Reply from Owner
January 7th, 2026 09:58 PM
Tim, thanks for allows us to help you on your home loan and the high review!
John was very responsive to our needs and very helpful and professional.
Reply from John Carvalho
November 3rd, 2025 07:48 PM
Thank you for your kind words, Timothy. I'm glad I could be responsive and helpful during the process. If there's anything more I can assist you with, please feel free to let me know.
John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Courtney M
Reply from Owner
January 7th, 2026 10:00 PM
Thank you Courtney for trusting me and the team on your mortgage loan! Enjoy your new home!
John and team were very responsive any time I had a question. They were supportive and courteous throughout the entire process and made me feel like they were on my side.
Reply from John Carvalho
November 3rd, 2025 02:44 PM
I'm glad to hear that you had a positive experience, Courtney. Feeling supported and having your questions answered promptly are crucial parts of the process, and it's great that you felt we were on your side. If you need anything else, please...
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I had a fantastic experience refinancing with John Carvalho. Despite facing a challenging financial situation and a pressing deadline, John’s dedication and expertise ensured everything went smoothly. He presented all available options thoroughly,...
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Reply from John Carvalho
September 3rd, 2025 02:07 AM
I'm pleased to hear about your positive refinancing experience with me, Floralba. Navigating challenging financial situations and tight deadlines can indeed be stressful, so I'm glad I could guide you through the process smoothly. Ensuring...
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From the initial consultation to the final paperwork, the team at Cross Country Mortgage was extremely responsive and professional. My loan officer, John Carvalho, was very patient and explained all the details of my mortgage options thoroughly....
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 280297
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095