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John Carvalho at CrossCountry Mortgage
Branch Manager | NMLS #280297
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Nasi C
Reply from Owner
December 12th, 2025 04:31 PM
We appreciate the perfect rating, Nasi. Thank you for choosing me and CrossCountry Mortgage.
It was pleasant work with John and his
Reply from John Carvalho
December 15th, 2025 08:48 PM
Thank you for leaving your review, Nasi. I'm glad to hear that working together was a positive experience for you. If there's anything more you need in the future, please don't hesitate to reach out.
Helped us make the best offer possible based on the estimated sale price of our current home. Provided the best rate. Very helpful in answering all our questions. Thank you!
Reply from John Carvalho at CrossCountry Mortg...
November 20th, 2025 02:44 PM
I appreciate your feedback, Meghan. It's great to hear that I could assist you in crafting a competitive offer and provide you with the best rate. Your satisfaction with the process and my support means a lot. If you have any more questions...
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I would recommend John and his team to anyone who is in the market for a mortgage. He is one of the good and honest guys in the mortgage industry!!!
Reply from Owner
January 7th, 2026 09:54 PM
Thanks Perry! I appreciate your comments. We aim to do our best and straight with all our customers! Good luck on your investment!
I will say that John and his team were PERFECT! John came through on all his promises and I will be 100% using him again in the future and recommend him to everyone that is interested in getting a mortgage.
Reply from John Carvalho at CrossCountry Mortg...
November 19th, 2025 03:53 PM
Thank you for sharing your experience, Perry. I'm pleased to know that my team and I met your expectations. Fulfilling promises is a priority for me, and I appreciate your trust and recommendation. If you have any future needs or questions,...
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Always available to answer questions.
Reply from John Carvalho at CrossCountry Mortg...
November 18th, 2025 09:37 PM
I'm grateful for your feedback, Daniel. Ensuring I'm available to address any questions is important to me. If there's anything else you need, please feel free to contact me.
John is honest, collaborative, knowledgeable and takes his time to speak with clients and help them navigate the pre-approval and loan process. He is always available and does an amazing job keeping his clients and stakeholders to a transaction...
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Reply from Owner
January 7th, 2026 09:56 PM
Thank you Steve!
John is honest, collaborative, knowledgeable and takes his time to speak wirh with clients and help them navigate the pre-approval and loan process. He is always available and does an amazing job keeping his clients and stakeholders to a transaction...
read more
Reply from John Carvalho at CrossCountry Mortg...
November 17th, 2025 02:17 PM
I really appreciate the feedback and am looking forward to working with you again.
John was an absolute pleasure to work with on our recent home purchase. He was responsive and professional, and exceedingly helpful through every step of the process. I cannot recommend John highly enough!
Reply from Owner
January 7th, 2026 09:56 PM
Thanks Michael! Pleasure working with you and choosing me and my team to help you!
John was an absolute pleasure to deal with. He was responsive to all questions and inquiries, and was exceedling helpful at all stages of the process. I cannot recommend him highly enough.
Reply from John Carvalho at CrossCountry Mortg...
November 14th, 2025 09:56 PM
Thank you for your kind words, Michael. I'm pleased to hear that my responsiveness and assistance were helpful throughout the process. Your recommendation is greatly appreciated, and if there's anything more I can do for you in the future,...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 280297
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095