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John Carvalho at CrossCountry Mortgage
Branch Manager | NMLS #280297
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
is very professional. John answers every phone call email and text messages and gets you closed on time no drama I love working with John and his staff.
Reply from John Carvalho
March 2nd, 2026 05:29 PM
It was great working with you. Thanks again for putting your trust in us.
John Carvalho made the mortgage process smooth and stress-free from beginning to end. He was extremely knowledgeable, transparent, and proactive in finding the best possible loan options for my situation. John always took the time to explain...
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Reply from Owner
April 3rd, 2026 06:36 PM
Thank you for the fantastic review! We're thrilled to hear that John made your mortgage process smooth and stress-free with his expertise and dedication. Your recommendation means the world to us, and we truly appreciate your trust in his services!...
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John Carvalho at CrossCountry Mortgage provided exceptional service as our mortgage lender. He was knowledgeable, responsive and guided us through the entire mortgage process with clear explanations and expert advice. John made a potentially...
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John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from John J
Reply from Owner
January 22nd, 2026 06:44 PM
Thank you!
john and his team were diligent on getting me my
Reply from John Carvalho
January 26th, 2026 07:56 PM
I'm grateful for your feedback, John. It's rewarding to hear that my efforts, along with my team's diligence, met your expectations. If there's anything you need moving forward, please don't hesitate to let me know.
Closed in time.
Reply from John Carvalho
January 26th, 2026 07:20 PM
Thank you for your feedback, Marcellus. I'm pleased to hear that everything was completed on schedule. If you have any additional questions or need further assistance, feel free to contact me anytime.
Here are a few polished versions you can use, depending on the tone you want:John and his team made the entire process incredibly smooth. For our mortgage, they guided us step by step and were helpful throughout. If you need a mortgage, I highly...
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Ashely was wonderful and patient. She explained everything in easy to understand terms. Ashley is an asset to your organization, a real ROCK STAR ⭐️⭐️⭐️⭐️⭐️
Reply from John Carvalho at CrossCountry Mortg...
January 14th, 2026 09:07 PM
Michael, I'm glad to hear that Ashley made such a positive impression on you and provided clear, patient explanations. Your feedback about her being an asset is valued and will be shared with her. If there's anything I can assist you with in...
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Excellent easy and that's the important recomend time every body
Reply from Owner
January 7th, 2026 09:52 PM
Thank you Milton! Always a pleasure working with you!
Is good working with them easy faster
Reply from John Carvalho
December 29th, 2025 03:07 PM
I'm glad you found working with me efficient and straightforward, Milton. If there's anything more I can do for you in the future, please feel free to reach out.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 280297
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095