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John Carvalho at CrossCountry Mortgage - Branch Manager | NMLS #280297 in Union, NJ
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John Carvalho at CrossCountry Mortgage

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Branch Manager | NMLS #280297

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • TotalExpert
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    Jennifer M
    Bayonne, NJ
    Posted on April 21st, 2026 12:50 PM
    John kept this transaction on track every step of the way. He was available to answer questions and concerns, coud not have made this deal happen without him!
    Reply from John Carvalho
    April 28th, 2026 12:51 PM
    It was great working with you. Thanks again for putting your trust in us.
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    Gagan D
    Posted on April 19th, 2026 11:57 AM
    John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Gagan D
    Reply from Owner
    June 22nd, 2026 07:52 PM
    Thank you, Gagan, for your 5-star review! We appreciate your trust in The Carvalho Group at CrossCountry Mortgage and are grateful for the opportunity to assist with your home financing needs.
  • TotalExpert
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    Davinder S
    Bayonne, NJ
    Posted on April 19th, 2026 11:56 AM
    He is very helpful and he did My loan very quick.
    Reply from John Carvalho
    April 27th, 2026 01:26 PM
    I'm pleased to know that you found my assistance helpful and that the loan process was quick for you, Davinder. If there's anything else I can do for you, please let me know.
  • TotalExpert
    G
    Gabriel D
    CRANFORD, NJ
    Posted on April 2nd, 2026 04:17 PM
    John and team are the best!
    Reply from John Carvalho
    April 9th, 2026 04:18 PM
    I'm grateful for your generous feedback, Gabriel. It's rewarding to know that you feel so positively about my team and me. If you ever need further assistance or have questions in the future, please don't hesitate to reach out.
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    John W
    Posted on March 30th, 2026 12:31 PM
    There attention to detail and follow up is excellent
    Reply from Owner
    April 3rd, 2026 06:36 PM
    Thank you for the great feedback! We're so glad to hear that their attention to detail and follow-up met your expectations. We truly appreciate your support!
  • TotalExpert
    J
    John W
    Pompton Lakes, NJ
    Posted on March 30th, 2026 12:30 PM
    Johns team is excellent. There attention to detail and follow up got up approved and closed in record time. we can't thank you enough. Great job Stephanie!
    Reply from John Carvalho
    April 6th, 2026 05:48 PM
    I appreciate your kind words, John. I'm thrilled to hear that the team's attention to detail and follow-up helped make your process smooth and speedy. While Stephanie gets a special mention, it was truly a team effort. If there's anything more...
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    Reza A
    Posted on March 19th, 2026 11:42 PM
    Loved working with John, he came though on every deal I set my eyes on. will definitely work with again. thanks again John!
  • TotalExpert
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    Frank J
    Westfield, NJ
    Posted on March 15th, 2026 03:12 PM
    Fast, efficient and seamless process.
    Reply from John Carvalho
    March 23rd, 2026 01:16 PM
    I'm glad to hear that you found the process fast, efficient, and seamless, Frank. If you ever have more questions or need further assistance, feel free to reach out.
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    Braulio C
    Posted on February 23rd, 2026 04:13 PM
    John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Braulio C
    Reply from Owner
    June 22nd, 2026 07:51 PM
    We truly appreciate your 5-star rating, Braulio! Thank you for choosing The Carvalho Group at CrossCountry Mortgage for your home loan needs. We look forward to helping more families achieve their homeownership goals in Union, NJ and beyond....
    read more
  • TotalExpert
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    Braulio C
    Elizabeth, NJ
    Posted on February 23rd, 2026 04:12 PM
    Good experience with my loan tanks
    Reply from John Carvalho
    March 2nd, 2026 04:13 PM
    I appreciate your feedback, Braulio. It's great to know you had a positive experience with your loan. If you have any questions or need further assistance, don't hesitate to get in touch.
  • 31–40 of 132
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 280297
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS