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John Carvalho at CrossCountry Mortgage
Branch Manager | NMLS #280297

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
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Reviews from Web
John kept this transaction on track every step of the way. He was available to answer questions and concerns, coud not have made this deal happen without him!
Reply from John Carvalho
April 28th, 2026 12:51 PM
It was great working with you. Thanks again for putting your trust in us.
John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Gagan D
Reply from Owner
June 22nd, 2026 07:52 PM
Thank you, Gagan, for your 5-star review! We appreciate your trust in The Carvalho Group at CrossCountry Mortgage and are grateful for the opportunity to assist with your home financing needs.
He is very helpful and he did My loan very quick.
Reply from John Carvalho
April 27th, 2026 01:26 PM
I'm pleased to know that you found my assistance helpful and that the loan process was quick for you, Davinder. If there's anything else I can do for you, please let me know.
John and team are the best!
Reply from John Carvalho
April 9th, 2026 04:18 PM
I'm grateful for your generous feedback, Gabriel. It's rewarding to know that you feel so positively about my team and me. If you ever need further assistance or have questions in the future, please don't hesitate to reach out.
There attention to detail and follow up is excellent
Reply from Owner
April 3rd, 2026 06:36 PM
Thank you for the great feedback! We're so glad to hear that their attention to detail and follow-up met your expectations. We truly appreciate your support!
Johns team is excellent. There attention to detail and follow up got up approved and closed in record time. we can't thank you enough.
Great job Stephanie!
Reply from John Carvalho
April 6th, 2026 05:48 PM
I appreciate your kind words, John. I'm thrilled to hear that the team's attention to detail and follow-up helped make your process smooth and speedy. While Stephanie gets a special mention, it was truly a team effort. If there's anything more...
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Loved working with John, he came though on every deal I set my eyes on. will definitely work with again. thanks again John!
Fast, efficient and seamless process.
Reply from John Carvalho
March 23rd, 2026 01:16 PM
I'm glad to hear that you found the process fast, efficient, and seamless, Frank. If you ever have more questions or need further assistance, feel free to reach out.
John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Braulio C
Reply from Owner
June 22nd, 2026 07:51 PM
We truly appreciate your 5-star rating, Braulio! Thank you for choosing The Carvalho Group at CrossCountry Mortgage for your home loan needs. We look forward to helping more families achieve their homeownership goals in Union, NJ and beyond....
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Good experience with my loan tanks
Reply from John Carvalho
March 2nd, 2026 04:13 PM
I appreciate your feedback, Braulio. It's great to know you had a positive experience with your loan. If you have any questions or need further assistance, don't hesitate to get in touch.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 280297
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095