

John Belli
Branch Manager, VP | NMLS# 254976

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
upfront very knowledgeable and always able to get in contact with John for any questions would 100% use John again
Reply from John Belli
March 3rd, 2026 07:53 PM
I appreciate your feedback, David. It's great to know that my availability and knowledge met your needs. If you ever need assistance in the future, don't hesitate to reach out.
john's communication was amazing. Always quick to answer questions At anytime Just overall an amazing experienc.
Reply from John Belli
March 2nd, 2026 05:15 PM
Thank you, Katie, for sharing your experience. I'm glad to hear that the communication was effective and that your experience was positive overall. Should you have any more questions or need assistance, I'm here to help.
John was very professional right from the start, he made the entire process extremely easy, amazing communication .
Reply from John Belli
February 12th, 2026 09:46 PM
I'm grateful for your kind words, Vincent. It’s wonderful to hear that you felt the process was made easy and that communication met your expectations. Please feel free to reach out if there's anything more I can assist you with in the future....
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2nd time working together went smoothly, helps keep me on task!
Awesome communication!
John was always available to answer my questions
John was very quick and efficient in providing information and guidance along my home buying journey. He was consistent in checking in on me through the process
There's absolutely nobody I would trust more with my mortgage needs than John Belli. I would him to anyone and everyone!! He's everything you could possibly want in his field--smart, educated, knowledgeable, experienced, customer oriented,...
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John has always been awesome helping us get into a new home. He's always available to answer questions, gives great advice, and does everything fast! He's a great guy.
The respect and quality of my treatment by John and his team was outstanding. They showed professionalism and caring in helping me purchase my condo very quickly while keeping me informed as I moved through the different stages of getting my...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 254976
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.