

John Belli
Branch Manager, VP | NMLS# 254976

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Reviews from Web
Excellent communication was key to making this transaction happen. I was very impressed with John
My Wife and I had been looking at houses to buy for a long time. We finally found one that we loved and that checked all the boxes for our family. John and his team made it possible for us to get our home! He walked us through all of the steps...
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John is fantastic to work with. Always responsive, consistent, professional, and quick to react to every challenge. He is someone you absolutely want in your corner, and I highly recommend him.
Everything went so smooth! We didn't have to worry and communication was fantastic. We were treated well and enjoyed wokring working with John.
John and his team are incredible throughout the process from start to finish. They outlined our options at the start perfectly finding us the best possible choice for our financial situation and were always available for questions. They made...
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John is Exceptional! He guided us and helped us through the whole process. It made our first time purchasing a home so smooth and easy. Anytime we had questions he quickly would answer. You won’t ever regret choosing John to take care of your...
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Look no further, this is the perfect choice for anyone looking to purchase or refinance! John and his team are incredible throughout the entire process and made the entire process a breeze (and dare I say “fun”). John was a partner from the...
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The communication was top notch! I appreciated the timeliness and professionalism. Thank you so much John!
John and I had a seemless transaction! Great lender!
John Belli has been the best lender I have used in my plus 30 years in real estate. He gets the job done!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 254976
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.