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John Baldridge at Prosperity Home Mortgage - Newport Beach - Executive Purchase Loan Officer | NMLS# 1942991 in Newport Beach, CA
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John Baldridge at Prosperity Home Mortgage - ...

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Executive Purchase Loan Officer | NMLS# 1942991

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Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
92%
4 Star
5%
3 Star
1%
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Reviews from Web
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    Oliver C
    Seattle, WA
    Posted on March 19th, 2026 03:47 PM
    John was very professional and helpful. He did a great job of explaining everything in detail, and gave great advice.
    Reply from John Baldridge at Prosperity Home M...
    March 19th, 2026 04:46 PM
    I'm pleased to know you found my guidance and explanations helpful, Oliver. It's important to me that you feel confident and informed throughout the refinancing process. If there are any further questions or if I can offer additional assistance,...
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    Philip K
    Stevensville, MT
    Posted on March 16th, 2026 04:26 PM
    John's personal
    Reply from John Baldridge at Prosperity Home M...
    March 16th, 2026 10:37 PM
    Philip, I appreciate you taking the time to leave such a positive review. I'm pleased that I could assist you with your refinancing needs at Prosperity Home Mortgage. Your satisfaction is important to me, and if there's anything further I can...
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    Emily B
    Belgrade, MT
    Posted on March 10th, 2026 02:03 AM
    I love how personal John made the whole experience. I felt like he truly cared about this big step in our lives. He was the PERFECT person to get a loan through for a FHA. thank you!
    Reply from John Baldridge at Prosperity Home M...
    March 10th, 2026 03:12 PM
    It means a lot to know that you felt genuinely supported during this significant journey, Emily. Building personal connections and understanding my clients' needs are priorities for me, especially during such important milestones. I'm glad...
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    Russell C
    Sutter Creek, CA
    Posted on March 9th, 2026 06:13 AM
    This was a great experienc!!!
    Reply from John Baldridge at Prosperity Home M...
    March 9th, 2026 03:30 PM
    I'm pleased to know that you had a great experience, Russell. It means a lot to me to hear that you were satisfied with the process. If you have any further feedback or need assistance in the future, feel free to contact me.
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    Nigel A
    Bozeman, MT
    Posted on March 7th, 2026 03:23 AM
    Easy to work with and easy to
    Reply from John Baldridge at Prosperity Home M...
    March 7th, 2026 11:40 PM
    I appreciate your feedback, Nigel. It's good to know that you found the process easy to navigate. If there's anything more I can do to assist you or if any questions arise, please feel free to reach out.
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    Hank S
    Butte, MT
    Posted on March 4th, 2026 06:24 PM
    Loan documents were late. Loan documents were not for the accurate at the time of closing. Down payment and closing was almost $2000 over what was discussed several times. Had to wait for corrections to be made. We were at the title company...
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    Chad Z
    Missoula, MT
    Posted on February 27th, 2026 12:38 AM
    We've used John before and we'll use him again. any chance I get to refer business to him I will because he is awesome at his job and so fun to work with. i literally don't consider other options when I have mortgage needs, just call John!
    read more
    Reply from John Baldridge at Prosperity Home M...
    February 27th, 2026 02:41 AM
    I'm grateful for your continued trust and support, Chad. It means a lot to hear that you enjoy working with me and consider me your go-to mortgage resource. Referrals from satisfied clients like you are invaluable, and I appreciate every opportunity...
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    Joshua B
    Stevensville, MT
    Posted on February 23rd, 2026 05:07 PM
    John Baldridge made our loan experience easy and low stress.
    Reply from John Baldridge at Prosperity Home M...
    February 23rd, 2026 05:14 PM
    I'm pleased to know your loan experience was smooth and stress-free, Joshua. Making the process as straightforward as possible is always a priority for me. If you have any further questions or need assistance in the future, feel free to reach...
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    Elinor S
    Florence, MT
    Posted on February 6th, 2026 06:18 PM
    We trusted in James knowledge and appreciated the way he explained our options. we also appreciated the progress updates and how available the team was when we had questions
    Reply from John Baldridge at Prosperity Home M...
    February 6th, 2026 07:16 PM
    Thank you for sharing your experience, Elinor. I'm pleased that James was able to guide you through your options and that you felt well-informed with the progress updates. It's important to me to ensure my clients feel supported and have their...
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    Jacob O
    Forest Falls, CA
    Posted on February 2nd, 2026 03:01 PM
    John walked us though every step and option an made everything easy and made sure we understood The whole process
    Reply from John Baldridge at Prosperity Home M...
    February 2nd, 2026 05:34 PM
    I'm pleased to hear that you found the process easy and well-explained, Jacob. It's always a priority for me to ensure that every step is clear and understandable. If any further questions arise or if you need additional assistance in the future,...
    read more
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    About
    Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump into the Lenders side of the business with both feet. I started out as a Loan Processor until I decided to get licensed as a Mortgage Loan Originator years and years ago. I have an extremely well rounded knowledge of our business as a whole! I don’t do business as a one and done. Plan on sticking with me for life. I absolutely love helping my clients with their financial goals and love it even more when I get to call my clients saying “Congratulations your loan has FUNDED” .
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLSR #1942991
    • AZ license 1007972
    • CA license CA-DBO1942991
    • View All
    Awards
    Top 1% Mortgage Or...
    Hobbies
    • God, Family, Friends, Softball, Coach, Service
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.