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John Baldridge at Prosperity Home Mortgage - Newport Beach - Executive Purchase Loan Officer | NMLS# 1942991 in Newport Beach, CA
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John Baldridge at Prosperity Home Mortgage - ...

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Executive Purchase Loan Officer | NMLS# 1942991

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Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
92%
4 Star
5%
3 Star
1%
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1%
Reviews from Web
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    Jeremy R
    Helena, MT
    Posted on October 2nd, 2026 04:20 PM
    John and team were easy to work with and went the extra mile to make sure our deal worked out.
    Reply from John Baldridge at Prosperity Home M...
    October 2nd, 2026 04:44 PM
    I'm pleased to hear that you felt I and my team at Prosperity Home Mortgage went the extra mile for you, Jeremy. Thank you for sharing your experience and for your kind words.
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    Mary C
    Hamilton, MT
    Posted on September 23rd, 2026 02:37 PM
    Realize we are out of sync with current ways of doing business. Feel a welter of confusion was created by duplicate/imprecise information requests. Glad that everything worked out.
    Reply from John Baldridge at Prosperity Home M...
    September 24th, 2026 01:07 AM
    I appreciate your feedback, Mary. I'm sorry to hear that there were moments of confusion during the process. It's important to me that you have a clear and smooth experience, and I'm glad everything ultimately worked out with Prosperity Home...
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    Holly C
    Missoula, MT
    Posted on September 17th, 2026 10:52 PM
    Knowledge and communication. Making "it" work even though there were challenges.
    Reply from John Baldridge at Prosperity Home M...
    September 17th, 2026 10:56 PM
    I'm grateful for your feedback, Holly. I'm pleased that my knowledge and communication helped navigate the challenges during your purchase with Prosperity Home Mortgage. If there’s anything else you need, feel free to let me know.
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    Zack W
    Townsend, MT
    Posted on September 17th, 2026 04:25 PM
    John was great to work with through the entire process. He worked so well with us on every step of the way!
    Reply from John Baldridge at Prosperity Home M...
    September 17th, 2026 04:28 PM
    I'm happy to hear that you had a great experience working with me, Zack. At Prosperity Home Mortgage, it's important to me to ensure a smooth process for you every step of the way.
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    Kathy S
    Bozeman, MT
    Posted on September 14th, 2026 04:12 PM
    John and team went above and beyond for this transaction. I can't thank them enough!
    Reply from John Baldridge at Prosperity Home M...
    September 14th, 2026 04:18 PM
    I'm grateful for your kind words, Kathy. It was a pleasure to go above and beyond to assist you with your transaction. Thank you for trusting us with this important step.
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    Kolbi R
    Missoula, MT
    Posted on September 6th, 2026 01:13 PM
    John was great to work with. He always made time to talk to us and explain things until we understood. We appreciated all his help along our journey to homeownership and would be happy to work with him again down the road!
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    Reply from John Baldridge at Prosperity Home M...
    September 7th, 2026 08:44 PM
    Kolbi, I'm pleased to know that I could be of help on your journey to homeownership. It's great to hear that you felt supported and informed throughout the process. I'd be happy to assist you again in the future!
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    Mcreary C
    Kalispell, MT
    Posted on August 31st, 2026 02:19 PM
    John goes above and beyond
    Reply from John Baldridge at Prosperity Home M...
    August 31st, 2026 03:36 PM
    Thank you, Mcreary, for your positive feedback. I'm pleased to know that you felt I went above and beyond during your purchase process. If there's anything more I can do for you, please feel free to reach out.
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    Kayla C
    Kalispell, MT
    Posted on August 28th, 2026 01:45 PM
    John and his team went above and beyond for us. Their dedication, clear communication, and willingness to guide us through every question made the entire process seamless. I highly recommend them!
    Reply from John Baldridge at Prosperity Home M...
    August 28th, 2026 03:15 PM
    Thank you for your kind words, Kayla. I'm pleased to know that our dedication and communication made the process seamless for you. Your recommendation means a lot to me and my team.
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    Mel N
    Kalispell, MT
    Posted on August 19th, 2026 03:09 AM
    John making things happen and never being stressed, or showing it :)
    Reply from John Baldridge at Prosperity Home M...
    August 19th, 2026 02:32 PM
    Thank you, Mel. I appreciate your recognition of my efforts to keep the process smooth and stress-free. It's great to know that you felt confident throughout your experience.
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    Krti T
    Pacifica, CA
    Posted on August 10th, 2026 01:20 PM
    We are SO APPRECIATIVE of this team! Thank you all for your dedication, hard work, incredible efficiency, terrific competency, and with so much kindness too despite all the work going on behind the seams. We cannot wait to work with this team...
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    Reply from John Baldridge at Prosperity Home M...
    August 10th, 2026 06:30 PM
    Thank you, Krti, for your kind words. I'm happy to know that our team's dedication and efficiency made a positive impact on your experience. We look forward to the opportunity to work with you again in the future.
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    About
    Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump into the Lenders side of the business with both feet. I started out as a Loan Processor until I decided to get licensed as a Mortgage Loan Originator years and years ago. I have an extremely well rounded knowledge of our business as a whole! I don’t do business as a one and done. Plan on sticking with me for life. I absolutely love helping my clients with their financial goals and love it even more when I get to call my clients saying “Congratulations your loan has FUNDED” .
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLSR #1942991
    • AZ license 1007972
    • CA license CA-DBO1942991
    • View All
    Awards
    Top 1% Mortgage Or...
    Hobbies
    • God, Family, Friends, Softball, Coach, Service
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.