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John Baldridge at Prosperity Home Mortgage - ...
Executive Purchase Loan Officer | NMLS# 1942991
Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump... Show More
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
John and his team were very responsive to a somewhat different refinance due to divorce and payoff of a spouse. I know I had a lot of questions and they answered promptly.
Reply from John Baldridge at Prosperity Home M...
May 14th, 2026 02:48 PM
I'm pleased to hear that you found my team and me responsive during your unique refinance situation, Terry. It's important to me that all your questions were answered promptly. If there's anything else you need, please feel free to reach out....
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From the very start John and his team were extremely helpful working through the many details required for a successful loan closing. Throughout the process John and his team were efficient, informative, and enjoyable to work with.
Reply from John Baldridge
May 14th, 2026 02:48 PM
I'm grateful for your kind words, Judith. It's appreciated to hear that you found my team and me helpful and informative throughout the loan process. Ensuring a smooth and enjoyable experience for my clients is always a priority. If there's...
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We always felt like John and the rest of the team always had our best interest at heart. They did the best to get us the best mortgage deal. The process was pretty seamless from beginning to end. Thank you.
Reply from John Baldridge at Prosperity Home M...
May 1st, 2026 04:07 PM
I'm grateful for your kind words, Alejandra. It's nice to know that you felt supported and that the process was seamless for you. Thank you for trusting me and my team with your mortgage needs.
John and James were super communicative and helpfuk through the refinance process. They kept in touch when things were needed and made everything clear as we worked through different options. Great experience!
Reply from John Baldridge at Prosperity Home M...
April 26th, 2026 05:40 PM
Thank you for sharing your experience, Beker. I'm pleased to hear that you found the communication and assistance from James and me helpful throughout your refinance process. It's great to know that we could make everything clear and provide...
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John and team are incredibly knowledgable, highly communicative, and work efficiently. It is
always a pleasure to work with them.
Reply from John Baldridge at Prosperity Home M...
April 20th, 2026 06:58 PM
Thank you for your kind words, Samantha. I'm pleased to hear that you find our team knowledgeable and communicative. It's always our goal to ensure an efficient and pleasant experience for you.
Always communicating with me about everything! I always know my status
Reply from John Baldridge at Prosperity Home M...
April 6th, 2026 03:56 PM
I appreciate your positive feedback, Robert. Keeping you informed and updated throughout the process is a priority for me, so it’s great to know that you felt well-informed about your status. If you have any more questions or need anything...
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I felt there was a lack of focus by my agent when completing my loan. I lost a lower rate due to the agent missing an email that would of locked it in for a longer period of time which was needed. Because of that my rate went up almost half...
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Everything was efficient and clear. Thank you for everythin! this experience was excellen!
Reply from John Baldridge at Prosperity Home M...
March 29th, 2026 01:54 AM
I appreciate your feedback, LaTonya. I'm glad to know that you found everything efficient and clear during your experience with me. It’s important that the process went smoothly for you. If there’s anything else I can help with in the future,...
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John was very helpful and very responsive whenever we had a question
Reply from John Baldridge at Prosperity Home M...
March 22nd, 2026 01:25 AM
I appreciate your feedback, Andrei. It's great to know that I could be of help and respond promptly to your questions throughout the process. Communication is key, and I'm glad you felt supported. If there's anything else you might need in...
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Highly recommended! Great lender
Reply from John Baldridge at Prosperity Home M...
March 19th, 2026 06:34 PM
I appreciate your recommendation, Tabatha. It means a lot to know you found the lending process to be positive. If there’s anything else I can assist with in the future, please feel free to reach out.
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About
Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump into the Lenders side of the business with both feet. I started out as a Loan Processor until I decided to get licensed as a Mortgage Loan Originator years and years ago. I have an extremely well rounded knowledge of our business as a whole! I don’t do business as a one and done. Plan on sticking with me for life. I absolutely love helping my clients with their financial goals and love it even more when I get to call my clients saying “Congratulations your loan has FUNDED” .
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLSR #1942991
- AZ license 1007972
- CA license CA-DBO1942991
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Awards
Top 1% Mortgage Or...
Hobbies
- God, Family, Friends, Softball, Coach, Service
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
