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John Baldridge at Prosperity Home Mortgage - Newport Beach - Executive Purchase Loan Officer | NMLS# 1942991 in Newport Beach, CA
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John Baldridge at Prosperity Home Mortgage - ...

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Executive Purchase Loan Officer | NMLS# 1942991

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Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump... Show More
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Location & Business Hours
Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
92%
4 Star
5%
3 Star
1%
2 Star
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1 Star
1%
Reviews from Web
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    Peter D
    Belgrade, MT
    Posted on January 27th, 2026 04:21 PM
    Everything
    Reply from John Baldridge at Prosperity Home M...
    January 27th, 2026 04:30 PM
    I appreciate your review, Peter. It's great to know you were satisfied with your refinancing experience. If there's anything more you would like to share or ask about, please don't hesitate to reach out.
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    Matthew S
    Butte, MT
    Posted on January 26th, 2026 08:47 PM
    Quick replies and easy to work with no matter what the question day or time.
    Reply from John Baldridge at Prosperity Home M...
    January 26th, 2026 08:51 PM
    I'm pleased to hear that you found the process smooth and that my replies were timely and helpful, Matthew. It's important to me to be accessible and responsive to any questions you have, regardless of when they arise. If there's anything else...
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    Bryan W
    Darby, MT
    Posted on January 20th, 2026 12:02 AM
    Staff was very knowledgeable. Great response tome. Quick turnaround on loan!
    Reply from John Baldridge at Prosperity Home M...
    January 20th, 2026 05:15 AM
    Bryan, I'm pleased to hear that you found our staff knowledgeable and appreciated the quick response and processing time. It's always my goal to provide efficient service while ensuring all your needs are met. If there’s more I can assist with...
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    Joni D
    Belgrade, MT
    Posted on January 18th, 2026 05:36 PM
    John is professional, responsive, and kind. He has never once treated us like a number. Given we do not know the world of financing and banking, it is lovely to work with someone who uses plain language that we understand and simply stated,...
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    Reply from John Baldridge at Prosperity Home M...
    January 19th, 2026 03:23 AM
    I'm truly grateful for your feedback, Joni. It's important to me that I communicate in a way that's clear and understandable, so I'm pleased to hear that my approach resonated with you. Treating everyone with the attention and respect they...
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    Lisa W
    Darby, MT
    Posted on January 14th, 2026 09:31 PM
    John and his team were incredible! Communication and responsivenss were excellent, their expertise of the mortgage field was impressive, and we had a timely turnaround from the moment they received our loan application. Would highly recommend!...
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    Reply from John Baldridge at Prosperity Home M...
    January 14th, 2026 09:42 PM
    I'm grateful to hear that you had such a positive experience, Lisa. It means a lot to me that our communication and responsiveness met your expectations and that the process moved along smoothly from the start. Your recommendation is truly...
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    Airika L
    Butte, MT
    Posted on January 3rd, 2026 03:13 AM
    Incredible experience! John and his team went above and beyond to meet a very tight timeline, and they absolutely delivered. They were professional, incredibly knowledgeable, and always quick to respond. Their communication was clear, consistent,...
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    Reply from John Baldridge at Prosperity Home M...
    January 4th, 2026 04:58 AM
    I'm truly grateful for your feedback, Airika. It's heartening to know that the team's efforts made your experience feel seamless and stress-free, especially within a tight timeline. Providing clear and consistent communication is something...
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    Melissa M
    Jackson, CA
    Posted on December 24th, 2025 05:04 PM
    John was a wonderful communicator and very fun and easy to work with.
    Reply from John Baldridge at Prosperity Home M...
    December 24th, 2025 05:14 PM
    I appreciate your kind words, Melissa. It's great to know that you found the communication clear and working with me enjoyable. Making the process straightforward and pleasant is always my goal. If there's anything else I can help with in the...
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    Garry M
    Jackson, CA
    Posted on December 21st, 2025 10:53 PM
    the speed and out standing service we received with great communication.
    Reply from John Baldridge at Prosperity Home M...
    December 22nd, 2025 07:50 PM
    I'm pleased to hear you were satisfied with the service and communication. It’s important to me that everything flows smoothly and efficiently. If there's anything further I can help with, please feel free to reach out.
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    Brandon B
    Artesia, NM
    Posted on December 19th, 2025 11:31 PM
    John is absolutely the best person we could have chosen to help us on our journey to find a home. We honestly couldn't have done it without him. He was helpful, dependable, and was always willing to walk me through everything going on step...
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    Reply from John Baldridge at Prosperity Home M...
    December 19th, 2025 11:39 PM
    Brandon, I'm so pleased to hear that you felt supported throughout your home-buying journey. It was a pleasure to walk with you step by step in this process. Knowing that my assistance made a difference means a lot to me. Thank you for considering...
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    Eliel G
    Victorville, CA
    Posted on December 15th, 2025 02:56 PM
    My entire process was fantastic and very timely,14 days escrow on my investment purchase everything was as promised. My wife and I are very appreciative of everyone on staff, that we deal with. Thanks again for the professionalism, best mortgage...
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    Reply from John Baldridge at Prosperity Home M...
    December 15th, 2025 04:57 PM
    I appreciate your feedback, Eliel. I'm pleased to know that the process was smooth and that we could meet the 14-day escrow as promised. It was a pleasure working with you and your wife, and I'm glad you had a positive experience with our team....
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    About
    Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump into the Lenders side of the business with both feet. I started out as a Loan Processor until I decided to get licensed as a Mortgage Loan Originator years and years ago. I have an extremely well rounded knowledge of our business as a whole! I don’t do business as a one and done. Plan on sticking with me for life. I absolutely love helping my clients with their financial goals and love it even more when I get to call my clients saying “Congratulations your loan has FUNDED” .
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLSR #1942991
    • AZ license 1007972
    • CA license CA-DBO1942991
    • View All
    Awards
    Top 1% Mortgage Or...
    Hobbies
    • God, Family, Friends, Softball, Coach, Service
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.