Joe Zamoiski
SVP | Sales Manager | NMLS ID #118525
Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Enterta... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
I have known Joe and Team Z for over 10 years now. They have done all of my purchases/refi's, and I refer all of my clients to them. I could not think of using anyone else in the DC area for mortgages.
Working with Joe is always a no brainer. He knows every program and has seen every scenario. He always gets the job done which makes using him an easy decision.
When Joe was contacted for a price quote on a refinance, he provided in writing a complete list of all the relevant transaction features and costs. This enabled me to shop with confidence with Joe. The price quoted was the price paid at closing....
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Reply from Owner
October 14th, 2013 12:00 AM
Always happy to help my clients make sure the numbers are correct. If they are ever incorrect, we will make sure the numbers quoted are the numbers given!!!
I financed and refinanced multiple properties with Joe over the years and have nothing but the highest regard for his professionalism. Joe has always provided extremely competitive rates and exemplary service. I have recommended Joe to friends...
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My husband and I met Joe at a first time home buyers class several years ago and we've done business with him ever since. He helped us finance our first home and walked us through the process, answered all of our questions, worked with our...
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We have financed and refinanced with Joe Z several times and he is hands down the best lender guy out there. He and his team are super responsive and treat you with the utmost professionalism through a somewhat stressful but exciting period....
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Joe and his fabulous team are highly professional and get the job done right. They have the perfect combination of expertise and passion to service your needs.They set your expectations and deliver, they are the real deal.Highly recommend and...
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My wife and I have financed and refinanced home mortgages with Joe multiple times. A dear friend at the Mortgage Bankers Association recommended Joe and we've long been impressed with his expertise, his determination to find us the best rates...
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I can't say enough amazing things about Joe and his team. What felt like a far fetched dream of buying a house for my husband and I turned into a reality because of Joe's hard work. With multiple potential "obstacles" Joe was able to provide...
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Joe Zamoiski and Team Z at First Portfolio Mortgage did an amazing job! The purchase of a home is certainly quite stressful. In terms of the loan to purchase, Joe and his staff held my hand through the entire process. In an inital meeting with...
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Reply from Owner
September 11th, 2013 12:00 AM
This is exactly what we strive to do! This is why I love my job and have been doing it for 15 years.
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About
Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Entertainment (the parent company of the Washington Wizards and the Washington Capitals) and now with Atlantic Coast Mortgage. Joe joined the mortgage industry in 1998 and found the business appealing as it was an opportunity to help people navigate the home buying process. His mission has always been to ensure each client feels informed, confident, and comfortable from day one. Joe has also been teaching 1st-time buyer seminars for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Second mortgages
Construction loans
Refinance transactions
Purchase transactions
Purchase and Refinance transactions
Conventional Loans
FHA Loan
USDA Loan
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Memberships
- President Club Winner
- Top Mortgage Pro 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #118525
- Licensed in DC, GA, MD, VA, SC
Awards
Achievements
- Presidents Club from 2000-2025
Hobbies
- Going to Movies
- Reading
- HART For Animals
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Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Georgia Residential Mortgage Licensee | All Rights Reserved. Copyright © 2026