Joe Zamoiski
SVP | Sales Manager | NMLS ID #118525
Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Enterta... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
We loved working with Joe. He was recommended to us by our realtor. He was patient in explaining to us the loan process and helped walk us through the different options while offering his honest expert opinion and recommendations. We had a...
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Joe was very knowledgeable and informative. He was helpful with regards to what we needed to do (and what he needed to do) to get the best rate and financing for our house.
Joe was a true professional. As first time home buyers, my wife and I were in uncharted waters and had lots of questions. Joe guided us through the process, answered all of our questions (and then some), and relayed all of the lending information...
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Joe was incredible! He was so great to work with and knowledgable and extremely responsive. He held our hand through the whole process and gave us great options and insight and really made this a great experience for us. Especially for first...
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Joe was very knowledgeable and helpful through the process.
Joe is kind, encouraging, and a positive influence for finding a fair deal.
I had bad experience with regards to processing, customer service and professionalism from Joe and his mortgage company. They were taking all documents and give false promises of closing the loan early. Then they extend months. Started a loan...
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Reply from Owner
June 30th, 2017 12:00 AM
Sajith (not Tom), this review I will kindly disregard and should be removed. You were the one that cancelled on three appraisers causing delays. We had a loan approval months ago but you refused to meet an appraiser. You discriminated the appraiser...
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We loved working with Joe. He was recommended to us by our realtor. He was patient in explaining to us the loan process and helped walk us through the different options while offering his honest expert opinion and recommendations. We had a...
read more
Reply from Owner
June 21st, 2017 12:00 AM
thanks so much for your kind words! You were wonderful to work with as well and look forward to seeing you at my client appreciation events every year!
We had a wonderful experience working with Joe (and his team). They were extremely helpful and thorough. As first time homebuyers, we had a lot of questions and they took the time to walk us through them. Joe and his team worked diligently...
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Reply from Owner
June 21st, 2017 12:00 AM
thanks so much for this review and look forward to keeping in touch! See you at my client appreciation even this fall!
While Joe generally was responsive and knowledgeable the same doesn't extend as fully to his team, whom we worked with more closely while actually closing. We also found the team also had insufficient attention to detail when preparing our...
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About
Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Entertainment (the parent company of the Washington Wizards and the Washington Capitals) and now with Atlantic Coast Mortgage. Joe joined the mortgage industry in 1998 and found the business appealing as it was an opportunity to help people navigate the home buying process. His mission has always been to ensure each client feels informed, confident, and comfortable from day one. Joe has also been teaching 1st-time buyer seminars for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Second mortgages
Construction loans
Refinance transactions
Purchase transactions
Purchase and Refinance transactions
Conventional Loans
FHA Loan
USDA Loan
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Memberships
- President Club Winner
- Top Mortgage Pro 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #118525
- Licensed in DC, GA, MD, VA, SC
Awards
Achievements
- Presidents Club from 2000-2025
Hobbies
- Going to Movies
- Reading
- HART For Animals
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Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Georgia Residential Mortgage Licensee | All Rights Reserved. Copyright © 2026