

Joe Zamoiski
SVP | Sales Manager | NMLS ID #118525

Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Enterta... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
Joe responded quickly to questions every time! It was a pleasure to work with him.
He knew his stuff and was pleasant to work with
Joe was fantastic to work with -- as was his team.
Joe (and his team). Was. Exceptional. His responsiveness and willingness to answer any questions we might have had was amazing. As first time home buyers we truly lucked out by being referred to him. He was quick, professional, and thorough....
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My husband and I have worked with Joe in obtaining two purchase mortgages and have also completed two refinances with him over the past few years. My husband is in the Real Estate Industry and has worked with Joe on more than 120 Real Estate...
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I worked with Joe when I bought my first home and he was incredibly helpful throughout the whole process. He was able to get me one of the best rates around while providing 5* service from start to finish. I have stayed in touch with Joe since...
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Joe helped me with my loan for a home purchase at the eleventh hour when my other global financial institution couldn't provide the service. Joe doesn't promise what he cannot commit to and the fact that he delivers on what he promises is greatly...
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Joe and his team got a me a great loan to help me buy a perfect starter home. It was a VA loan and Joe answered all of my questions and concerns every step of the way! Great buying experience and great to work with.
I've known Joe since getting into the business in 2001. He carries an authentic passion for serving people and is very knowledgeable about the loan programs out there. If Joe can't make it work, hard to imagine anyone can.
Joe and his team were conscientious, helpful and went the extra mile when needed to resolve issues throughout the home buying process. His judgment was spot-on in terms of locking in a very favorable mortgage interest rate. Joe was on hand...
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About
Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Entertainment (the parent company of the Washington Wizards and the Washington Capitals) and now with Atlantic Coast Mortgage. Joe joined the mortgage industry in 1998 and found the business appealing as it was an opportunity to help people navigate the home buying process. His mission has always been to ensure each client feels informed, confident, and comfortable from day one. Joe has also been teaching 1st-time buyer seminars for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Second mortgages
Construction loans
Refinance transactions
Purchase transactions
Purchase and Refinance transactions
Conventional Loans
FHA Loan
USDA Loan
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Memberships
- President Club Winner
- Top Mortgage Pro 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #118525
- Licensed in DC, GA, MD, VA, SC
Awards
Achievements
- Presidents Club from 2000-2025
Hobbies
- Going to Movies
- Reading
- HART For Animals
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Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Georgia Residential Mortgage Licensee | All Rights Reserved. Copyright © 2026