

Joe Zamoiski
SVP | Sales Manager | NMLS ID #118525

Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Enterta... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Everything I was told transpired according to plan
geateful to the team for helping me where I needed it
Joe was easy to work with.
Reply from Joe Zamoiski
August 6th, 2026 01:00 PM
thanks Jesse. Was a pleasure to work with you and Clare on this. Appreciate you filling this out. Cheers bud
Well, it was Great, so nothing to add.
Reply from Joe Zamoiski
August 5th, 2026 03:13 PM
always a pleasure working together again my friend!
Joe and the team at ACM were essential in our homebuying process. The housing market is tough out there, but for each offer we put in, they were there to support, answer questions, and provide the necessary documents quickly and with hopeful...
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Reply from Owner
August 5th, 2026 03:13 PM
thank you Clare! A true pleasure working with you and Jesse!
Friendliness, openness to answering all kinds of questions even on weekends, speed in getting documents to us when needed. Thank you!
Reply from Joe Zamoiski
August 2nd, 2026 03:07 PM
Thanks for the review Clare! Was a pleasure working with all of you on this!
Joe (and the team) were always responsive. Even when one was unavailable the others jumped in and helped. I don't think I ever waited more than 10 minutes for a response, and in such a hectic time that is very beneficial. Would gladly recommend...
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Reply from Joe Zamoiski
July 31st, 2026 01:39 PM
Thanks Greg! Really enjoyed working together and appreciate the kind review my friend!
Joe has been super helpful to us through three home purchases and a couple refi's. We enjoy working with him and appreciate his expertise and opinions.
Reply from Joe Zamoiski
July 31st, 2026 01:41 PM
Thanks Dan! Alwaya great working with you and Alejandra and appreciate the kind review buddy!
Joe Z and his team were wonderful. Could not have found a lender who cares more about me and my family having a home to live in!
Reply from Joe Zamoiski
May 31st, 2026 07:10 PM
Thanks Jr! It was awesome helping a good friend make this all happen!!!
Joe and his team were so very helpful throughout the whole process! Early on even when I made an offer and it wasn't accepted, Joe always followed up to see how things went. During my final push to closing, the level of communication from the...
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Reply from Owner
May 31st, 2026 07:11 PM
Thanks Bridey for this review! It was truly a pleasure working with you on this! People like you make my job easier/fun! ;)
Joe and his team were very helpful throughout the whole process! Early on even when I made an offer and it wasn't accepted, Joe always followed up to see how things went. During my final push to closing, the level of communication from the...
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Reply from Joe Zamoiski
May 22nd, 2026 07:49 PM
Thanks Bridey for feedback and great review. Was an absolute pleasure working for you!! Excited for you to create amazing memories in your new home. So honored to be a part of your journey! :)
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About
Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Entertainment (the parent company of the Washington Wizards and the Washington Capitals) and now with Atlantic Coast Mortgage. Joe joined the mortgage industry in 1998 and found the business appealing as it was an opportunity to help people navigate the home buying process. His mission has always been to ensure each client feels informed, confident, and comfortable from day one. Joe has also been teaching 1st-time buyer seminars for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Second mortgages
Construction loans
Refinance transactions
Purchase transactions
Purchase and Refinance transactions
Conventional Loans
FHA Loan
USDA Loan
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Memberships
- President Club Winner
- Top Mortgage Pro 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #118525
- Licensed in DC, GA, MD, VA, SC
Awards
Achievements
- Presidents Club from 2000-2025
Hobbies
- Going to Movies
- Reading
- HART For Animals
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Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Georgia Residential Mortgage Licensee | All Rights Reserved. Copyright © 2026