

Joe Zamoiski
SVP | Sales Manager | NMLS ID #118525

Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Enterta...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
9:00 AM to 5:00 PM
Sunday
9:00 AM to 5:00 PM
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Reviews from Web
Joe and his team were very helpful throughout the whole process! Early on even when I made an offer and it wasn't accepted, Joe always followed up to see how things went. During my final push to closing, the level of communication from the...
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Joe and team were hugely helpful in all parts of the process. From the day were first talked to Joe about our home search through the day we closed, he was always ready to make himself available and answer questions.
Reply from Joe Zamoiski
May 7th, 2026 08:33 PM
Thanks for such a kind review. You guys are always a pleasure! Wish you nothing but the best in your new home and always here if you need me.
this is the third time we've used Joe and his team and they always get the job done. It's done timely and I have absolutely no complaintsthe the most recent was a two week cloas one week of which we were on a cruise and they got it done.
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Reply from Joe Zamoiski
April 22nd, 2026 01:46 PM
Thanks Tim! Always a pleasure helping you and Jenny. This one was a doozy but knew we could pull it off. ;) We ALWAYS close on time and you two make it easy. So supportive and friendly. You are why my tagline "turning clients into friends every...
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Joe was patient and responsive, consistently going above and beyond to support me. He was easily accessible and trustworthy . The entire team at Atlantic mortgage are a joy to work with
Reply from Owner
April 22nd, 2026 01:47 PM
Thanks for the kind words Solomon! You were so easy/fun to work for! Look forward to grabbing dinner together with Carlos when Im back in MD. It was a REAL pleasure working together. Wish you nothing but the best in your new home!
Joe was patient and responsive, consistently going above and beyond to support customers. He was easily accessible and demonstrated a high level of trustworthiness
Very thourough and responsive
Reply from Joe Zamoiski
April 22nd, 2026 01:47 PM
thanks you! Was a pleasure!
Joe was extremely swift and thorough in helping us refinance our mortgage! We can't thank him and recommend him enough!
Reply from Joe Zamoiski
April 22nd, 2026 01:48 PM
Thanks so much for the kind words! Was a real pleasure! ;)
Joe was always available when I needed help or had questions, and he was really great and patient with me. He was able to explain everything so I understood the whole process, which I really appreciated.
Reply from Joe Zamoiski
November 11th, 2025 05:56 PM
Thanks Allison. Was a pleasure working for you and being a part of your journey! ;)
Ease of the process and prompt communication
Reply from Joe Zamoiski
November 2nd, 2025 04:07 PM
Always a pleasure working together my friend!
We've done several mortgages with Joe over the years and we continue to come back, because we trust him and he's always delivered for us. We've also referred several friends to him, because we've been so satisfied. He's got life long customers...
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Reply from Joe Zamoiski
November 2nd, 2025 04:08 PM
Thanks Mark! You and Tanya are long tome VIP's and always a pleasure working together. Thanks so much for the kind words. Feelings are mutual buddy and will always give you 110%!
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About
Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Entertainment (the parent company of the Washington Wizards and the Washington Capitals) and now with Atlantic Coast Mortgage. Joe joined the mortgage industry in 1998 and found the business appealing as it was an opportunity to help people navigate the home buying process. His mission has always been to ensure each client feels informed, confident, and comfortable from day one. Joe has also been teaching 1st-time buyer seminars for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Second mortgages
Construction loans
Refinance transactions
Purchase transactions
Purchase and Refinance transactions
Conventional Loans
FHA Loan
USDA Loan
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Search Rank ScoreLearn More →
295
/850
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Memberships
- President Club Winner
- Top Mortgage Pro 2025
Addresses and Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #118525
- Licensed in DC, GA, MD, VA, SC
Awards
Achievements
- Presidents Club from 2000-2025
Hobbies
- Going to Movies
- Reading
- HART For Animals
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Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Georgia Residential Mortgage Licensee | All Rights Reserved. Copyright © 2026
